Business owner wealth planning
Bring corporate cash, investments, debt, insurance and family wealth back into one long-term strategy.
Explore business owner planningSERVICES
Not a list of products.
Every part with a clear job.
Insurance, investments, tax, debt, retirement and legacy aren’t six separate things. We look at the whole family first, then decide what to solve first and how the pieces fit together.
Strategy first, then products.
WHAT WE HELP WITH
Start with one question,
and see the whole picture it connects to.
Some questions arise in the company, some in the family. Real planning means seeing how one decision will affect cash flow, tax, risk and future options.
Retirement & cash flow
Arrange CPP, OAS, RRSP / RRIF, TFSA, corporate assets and real estate into a life you can sustain for the long term.
Explore retirement planningTax planning
Not just how much less tax you pay this year, but the after-tax result as wealth is held, used and passed on.
Explore tax planningRisk & insurance
First confirm the risks the family and business actually carry, then decide which ones should be transferred through insurance.
Investments & asset allocation
Make investment goals, time horizon, liquidity and the risk you can afford serve the family’s overall plan.
Legacy
Think ahead about who receives what, when, through which structure, and how tax and liquidity affect the result.
HOW WE WORK
See the whole picture first,
then plan each step.
- Start with family goals, asset structure and cash flow
- Identify the risks and decisions to deal with first
- Compare the after-tax results and long-term effects of different options
- Work with accountants, lawyers and other qualified professionals
- Keep reviewing as the family, the company and markets change
Start with the question you most want to sort out.
You don’t need all the answers first. Bring your current arrangements and the decisions you’re facing, and we’ll look at the whole picture first.