:root {
      color-scheme: light dark;
      --paper:#f4f3ef; --surface:#fbfaf7; --ink:#142520; --muted:#5f6f68;
      --line:#c9d0cc; --green:#153f36; --green-2:#27695a; --copper:#a95f35;
      --brand-blue:#153f36; --brand-red:#a95f35; --blue-panel:#153f36; --red-panel:#a95f35;
      --wash:#dfe9e5; --nav:rgba(251,250,247,.96); --logo-bg:#ffffff; --shadow:0 18px 50px rgba(20,55,47,.13);
    }
    @media (prefers-color-scheme:dark){
      :root{--paper:#111815;--surface:#18221e;--ink:#edf1ee;--muted:#b3c0ba;--line:#394840;--green:#214f43;--green-2:#7fc0a9;--copper:#d59266;--brand-blue:#7fc0a9;--brand-red:#d59266;--blue-panel:#153f36;--red-panel:#8f4d2d;--wash:#21332c;--nav:rgba(17,24,21,.96);--logo-bg:#ffffff;--shadow:0 18px 50px rgba(0,0,0,.3)}
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans","Noto Sans SC",sans-serif;line-height:1.6}
    a{color:inherit}
    button{font:inherit}
    .nav{position:sticky;top:0;z-index:10;background:var(--nav);backdrop-filter:blur(12px);border-bottom:2px solid var(--brand-blue)}
    .nav-inner{max-width:1180px;margin:auto;padding:9px 24px;display:flex;align-items:center;justify-content:space-between;gap:18px;position:relative}
    .brand{display:flex;align-items:center;flex:0 0 auto;background:transparent;padding:0;text-decoration:none}
    .brand picture{display:block;line-height:0}.brand img{display:block;width:118px;height:auto}
    .nav-links{display:flex;align-items:center;gap:25px;font-size:.9rem;flex:1;justify-content:center}.nav-links a{text-decoration:none}.nav-links a:hover{color:var(--copper)}
    .language{display:flex;gap:3px;border:1px solid var(--line);padding:3px;border-radius:999px;flex:0 0 auto}
    .language button{border:0;background:transparent;color:var(--muted);padding:5px 10px;border-radius:999px;cursor:pointer}
    .language button[aria-pressed="true"]{background:var(--green);color:#fff}
    .language-mobile{display:none}
    .menu-toggle{display:none;width:42px;height:38px;border:1px solid var(--line);background:var(--surface);color:var(--ink);padding:9px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:4px}
    .menu-toggle span{display:block;width:19px;height:2px;background:currentColor;transition:transform .2s ease,opacity .2s ease}
    .menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
    .menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
    .menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
    .hero{max-width:1280px;margin:auto;min-height:680px;display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,.9fr);align-items:stretch}
    .hero-copy{padding:100px clamp(28px,6vw,90px) 80px;display:flex;flex-direction:column;justify-content:center}
    .eyebrow{color:var(--copper);font-weight:600;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem;margin:0 0 20px}
    h1,h2,h3{font-family:"Source Serif 4","Noto Sans SC",serif;line-height:1.08;margin:0}
    h1{font-size:clamp(2.8rem,6vw,5.8rem);letter-spacing:-.045em;max-width:760px}
    h1 em,h2 em{color:var(--copper);font-weight:500}
    .lede{font-size:clamp(1.03rem,1.5vw,1.22rem);color:var(--muted);max-width:620px;margin:28px 0 34px}
    .actions{display:flex;gap:12px;flex-wrap:wrap}
    .btn{display:inline-flex;align-items:center;gap:10px;text-decoration:none;border:1px solid var(--green);padding:12px 18px;font-weight:600;border-radius:3px}
    .btn.primary{background:var(--green);color:#fff}
    .btn:hover{border-color:var(--copper)}
    .hero-art{min-height:620px;background:var(--surface) url("/assets/images/image-a8f29069e49b.webp") center/cover no-repeat;position:relative}
    .hero-art::after{content:"";position:absolute;inset:auto 0 0;height:18%;background:linear-gradient(transparent,var(--paper))}
    .section{max-width:1180px;margin:auto;padding:96px 24px}
    .section-head{display:grid;grid-template-columns:.55fr 1.45fr;gap:44px;align-items:start;margin-bottom:56px}
    .section-tag{font-size:.82rem;color:var(--copper);font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding-top:10px}
    h2{font-size:clamp(2.2rem,4.5vw,4.2rem);letter-spacing:-.035em;max-width:850px}
    .intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,7vw,100px)}
    .intro-grid p{font-size:1.08rem;margin:0;color:var(--muted)}
    .services{background:var(--blue-panel);color:#f4f7f5}
    .services .section{padding-top:84px;padding-bottom:84px}
    .services .section-tag{color:#dfa47e}.services h2 em{color:#dfa47e}
    .service-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid rgba(255,255,255,.25)}
    .service{padding:38px 34px 40px 0;border-bottom:1px solid rgba(255,255,255,.25);display:grid;grid-template-columns:52px 1fr;gap:12px}
    .service:nth-child(even){padding-left:34px;border-left:1px solid rgba(255,255,255,.25)}
    .num{font-family:"Source Serif 4",serif;color:#dfa47e;font-size:1.08rem}
    .service h3{font-size:1.55rem;margin-bottom:10px}.service p{margin:0;color:#d8e6e1;max-width:430px}
    .principles{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
    .principle{background:var(--surface);padding:34px 26px;min-height:295px}.principle .roman{color:var(--copper);font-family:"Source Serif 4",serif;font-size:1.2rem}.principle h3{font-size:1.55rem;margin:34px 0 14px}.principle p{color:var(--muted);margin:0}
    .strategies{border-top:1px solid var(--line)}
    .compliance{max-width:880px;margin:-22px 0 42px;padding:15px 18px;background:var(--wash);color:var(--muted);font-size:.88rem}
    .strategy-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
    .strategy-card{background:var(--surface);padding:30px 30px 32px;border-top:3px solid var(--copper)}
    .strategies-more{margin-top:24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--surface)}
    .strategies-more>summary{list-style:none;cursor:pointer;padding:22px 24px;display:flex;align-items:center;justify-content:space-between;gap:18px;font-weight:600}
    .strategies-more>summary::-webkit-details-marker{display:none}
    .strategies-more>summary::after{content:"+";font-family:"Source Serif 4",serif;color:var(--copper);font-size:1.8rem;font-weight:500;line-height:1}
    .strategies-more[open]>summary::after{content:"−"}
    .strategies-more>summary small{display:block;color:var(--muted);font-size:.8rem;font-weight:400;margin-top:2px}
    .strategies-more .strategy-grid{padding:0 24px 28px}
    .strategy-meta{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:18px}
    .advisor-tag{display:inline-flex;padding:4px 8px;background:var(--wash);color:var(--green-2);font-size:.76rem;font-weight:600}
    .strategy-card h3{font-size:1.52rem;margin-bottom:12px}.strategy-card p{margin:0;color:var(--muted)}
    .case-number{display:block;color:var(--copper);font-family:"Source Serif 4",serif;font-size:2.5rem;line-height:1;margin-bottom:16px}
    .case-profile{margin:0 0 12px!important;color:var(--ink)!important;font-size:.94rem}
    .case-timeline{margin:0 0 16px;padding:12px 14px;background:var(--wash);color:var(--muted);font-size:.88rem}
    .case-comparison{margin:0;display:grid;gap:1px;background:var(--line);border:1px solid var(--line)}
    .case-comparison>div{display:grid;grid-template-columns:82px 1fr;background:var(--surface)}
    .case-comparison dt,.case-comparison dd{margin:0;padding:12px 14px}
    .case-comparison dt{color:var(--copper);font-weight:600}
    .case-comparison dd{color:var(--muted);border-left:1px solid var(--line);font-size:.9rem}
    .assumption-tag{background:transparent;border:1px solid var(--copper);color:var(--copper)}
    .case-point{margin-top:18px!important;padding-top:16px;border-top:1px solid var(--line);color:var(--ink)!important;font-weight:600;font-size:.88rem}
    .case-point strong{color:var(--copper)}
    .tools{margin-top:88px;padding-top:72px;border-top:1px solid var(--line)}
    .tools-head{display:grid;grid-template-columns:.55fr 1.45fr;gap:44px;align-items:start;margin-bottom:20px}
    .tools-intro{max-width:820px;margin:0 0 38px;color:var(--muted);font-size:1.02rem}
    .tool-index{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 30px;padding-bottom:28px;border-bottom:1px solid var(--line)}
    .tool-index a{text-decoration:none;border:1px solid var(--line);padding:7px 10px;font-size:.8rem;color:var(--muted);background:var(--surface)}
    .tool-index a:hover{border-color:var(--copper);color:var(--copper)}
    .calculator-stack{display:grid;gap:30px}
    .tools-more{margin-top:28px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--surface)}
    .tools-more>summary{list-style:none;cursor:pointer;padding:22px 24px;display:flex;align-items:center;justify-content:space-between;gap:18px;color:var(--ink);font-weight:600}
    .tools-more>summary::-webkit-details-marker{display:none}
    .tools-more>summary::after{content:"+";font-family:"Source Serif 4",serif;color:var(--copper);font-size:1.8rem;font-weight:500;line-height:1}
    .tools-more[open]>summary::after{content:"−"}
    .tools-more>summary small{display:block;color:var(--muted);font-size:.8rem;font-weight:400;margin-top:2px}
    .tools-more-body{padding:0 24px 28px}
    .tools-more .tool-index{margin:0 0 26px;padding:18px 0 24px;border-top:1px solid var(--line)}
    .calculator{background:var(--surface);box-shadow:var(--shadow);display:grid;grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr)}
    .calc-inputs,.calc-output{padding:34px}.calc-output{background:var(--wash);border-left:1px solid var(--line)}
    .calculator-kicker{margin:0 0 9px;color:var(--copper);font-size:.78rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
    .calculator h3{font-size:clamp(1.65rem,2.8vw,2.35rem);margin-bottom:10px}
    .calc-deck{margin:0 0 25px;color:var(--muted);font-size:.94rem}
    .field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
    .field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}
    .field label{font-size:.85rem;font-weight:600;color:var(--ink)}
    .field small{color:var(--muted);font-size:.73rem;line-height:1.4}
    .field input,.field select{width:100%;border:1px solid var(--line);background:var(--paper);color:var(--ink);padding:11px 12px;border-radius:2px;font:inherit;font-variant-numeric:tabular-nums}
    .field input:focus,.field select:focus{outline:2px solid var(--copper);outline-offset:1px}
    .input-wrap{position:relative}.input-wrap input{padding-left:28px}.input-wrap.percent input{padding-left:12px;padding-right:30px}
    .input-prefix,.input-suffix{position:absolute;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}.input-prefix{left:12px}.input-suffix{right:12px}
    .range-line{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center}.range-line input[type="range"]{padding:0;accent-color:var(--copper);height:28px}.range-value{min-width:54px;text-align:right;font-weight:600;color:var(--copper);font-variant-numeric:tabular-nums}
    .calc-error{margin:18px 0 0;color:var(--copper);font-size:.84rem}
    .verdict{margin:0 0 22px;background:var(--green);color:#f2f5f3;padding:16px 18px;font-weight:600;line-height:1.45}
    .hero-metric{padding-bottom:22px;border-bottom:1px solid var(--line)}
    .hero-metric span{display:block;color:var(--muted);font-size:.8rem}.hero-metric strong{display:block;color:var(--copper);font-family:"Source Serif 4","Noto Sans SC",serif;font-size:clamp(2.3rem,5vw,4.2rem);line-height:1.05;margin-top:5px;font-variant-numeric:tabular-nums}
    .compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);margin-top:22px}
    .compare-card{background:var(--surface);padding:18px}.compare-card.planned{border-top:3px solid var(--copper)}.compare-label{display:block;color:var(--muted);font-size:.76rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em}.compare-value{display:block;font-family:"Source Serif 4","Noto Sans SC",serif;font-size:1.7rem;line-height:1.1;margin:9px 0 5px;color:var(--ink);font-variant-numeric:tabular-nums}.compare-card small{color:var(--muted);line-height:1.35;display:block}
    .result-list{display:grid;gap:10px;margin:20px 0 0}.result-row{display:flex;justify-content:space-between;gap:18px;padding-bottom:9px;border-bottom:1px solid var(--line)}.result-row dt{color:var(--muted)}.result-row dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;text-align:right;max-width:55%}
    .result-row dd[data-format="text"]{max-width:58%}
    .detail{margin-top:20px;border-top:1px solid var(--line);padding-top:15px}.detail summary{cursor:pointer;font-weight:600;color:var(--green-2)}.detail-table{width:100%;border-collapse:collapse;margin-top:14px;font-size:.78rem}.detail-table th,.detail-table td{text-align:right;padding:8px 5px;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums}.detail-table th:first-child,.detail-table td:first-child{text-align:left}.detail-table th{color:var(--muted);font-weight:600}
    .scope-note{margin:20px 0 0;padding-top:15px;border-top:1px solid var(--line);color:var(--muted);font-size:.76rem;line-height:1.55}.scope-note strong{color:var(--ink)}
    .calc-cta{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:18px;padding-top:17px;border-top:1px solid var(--line)}.calc-cta span{font-size:.83rem;color:var(--muted)}.calc-cta .btn{padding:8px 11px;font-size:.82rem;white-space:nowrap}
    .tools-disclaimer{margin:30px 0 0;padding:18px 20px;background:var(--blue-panel);color:#d8e6e1;font-size:.82rem;line-height:1.55}
    .team{background:var(--wash)}
    .team-intro{max-width:860px;margin:-18px 0 40px;color:var(--muted);font-size:1.08rem}
    .team-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
    .person{background:var(--surface);padding:42px;border-top:4px solid var(--copper)}
    .person h3{font-size:2rem}.role{color:var(--copper);font-weight:600;margin:8px 0 22px}.person p{color:var(--muted);margin:0 0 12px}.license{display:inline-block;margin-top:18px;font-size:.86rem;padding:6px 9px;background:var(--wash)}
    .fit{display:grid;grid-template-columns:1fr 1fr;gap:70px}.fit-copy p{color:var(--muted);font-size:1.07rem}.fit-list{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}.fit-list li{padding:20px 0;border-bottom:1px solid var(--line);display:flex;gap:16px}.fit-list li::before{content:"—";color:var(--copper)}
    .contact{max-width:1180px;margin:0 auto 24px;background:var(--red-panel);color:#fff;padding:clamp(40px,7vw,80px);display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:end}
    .contact h2{font-size:clamp(2.2rem,4vw,4rem)}.contact p{max-width:630px;margin:22px 0 0;color:#f6e5db}.contact-actions{display:flex;flex-direction:column;gap:10px;align-items:stretch}.contact .btn{border-color:#fff;justify-content:center}.contact .btn.primary{background:#fff;color:#854724}
    footer{max-width:1180px;margin:auto;padding:28px 24px 42px;color:var(--muted);font-size:.82rem;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:26px;border-top:2px solid var(--brand-blue)}
    .footer-logo{display:block;width:146px;height:auto;background:transparent;padding:0}
    .footer-copy strong{color:var(--ink)}
    [data-lang]{display:none}[data-lang].active{display:inline}.block[data-lang].active{display:block}
    .more-tools .field-grid{grid-template-columns:1fr}
    @media(max-width:1050px){.principles{grid-template-columns:repeat(2,1fr)}.calculator-grid.more-tools{grid-template-columns:1fr 1fr}.calculator-grid.more-tools .calculator:last-child{grid-column:1/-1}}
    @media(max-width:800px){
      .nav-inner{padding:7px 12px;gap:8px}.brand{margin-right:auto}.brand img{width:86px}.menu-toggle{display:inline-flex}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;z-index:20;background:var(--surface);border-top:1px solid var(--line);border-bottom:2px solid var(--green);box-shadow:0 18px 36px rgba(20,55,47,.16);padding:8px 18px 14px;gap:0}.nav-links.open{display:grid}.nav-links a{display:block;padding:13px 4px;border-bottom:1px solid var(--line);font-size:.92rem}.nav-links a:last-of-type{border-bottom:0}.language-desktop{display:none}.language-mobile{display:flex;margin-top:12px;justify-self:start}.language button{padding:4px 7px;font-size:.78rem}.hero{grid-template-columns:1fr;min-height:auto}.hero-copy{padding:68px 22px 42px}.hero-art{min-height:320px;order:-1;background-position:63% center}.section{padding:70px 20px}.section-head,.tools-head{grid-template-columns:1fr;gap:12px;margin-bottom:36px}.intro-grid,.team-grid,.fit,.contact,.strategy-grid,.calculator-grid{grid-template-columns:1fr}.service-grid,.principles{grid-template-columns:1fr}.service:nth-child(even){padding-left:0;border-left:0}.service{padding:30px 0}.principle{min-height:auto}.principle h3{margin-top:24px}.compliance{margin-top:-8px}.tools{margin-top:64px;padding-top:54px}.tools-more>summary{padding:19px 18px}.tools-more-body{padding:0 14px 22px}.calculator{grid-template-columns:1fr}.calc-inputs,.calc-output{padding:28px 22px}.calc-output{border-left:0;border-top:1px solid var(--line)}.field-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.compare-grid{grid-template-columns:1fr}.calc-cta{align-items:stretch;flex-direction:column}.calc-cta .btn{justify-content:center}.detail-table{font-size:.72rem}.person{padding:30px}.case-comparison>div{grid-template-columns:1fr}.case-comparison dd{border-left:0;border-top:1px solid var(--line)}.contact{margin-bottom:0;padding:52px 22px}.contact-actions{align-items:stretch}footer{grid-template-columns:1fr;justify-items:start}.footer-logo{width:132px}}
    @media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

    /* Chinese Homepage V1 — scoped so the existing English and French homes stay unchanged. */
    .home-v1-zh{display:none}
    .zh-nav-only{display:none!important}
    body.lang-zh{--zh-navy:#0B1D33;--zh-deep:#071426;--zh-mid:#16324F;--zh-cyan:#2DD4E6;--zh-bg:#FFFFFF;--zh-soft:#F7F9FB;--zh-surface:#EFF3F7;--zh-text:#0B1D33;--zh-muted:#5A6D80;--zh-border:#E1E8EF;color-scheme:light dark;background:var(--zh-bg)}
    body.lang-zh .home-v1-zh{display:block;background:var(--zh-bg);color:var(--zh-text);font-family:"Noto Sans SC","DM Sans",sans-serif;line-height:1.8;overflow:hidden}
    body.lang-zh .legacy-home{display:none}
    body.lang-zh .legacy-nav-link{display:none}
    body.lang-zh .zh-nav-only{display:inline-flex!important}
    body.lang-zh .nav{background:rgba(255,255,255,.96);border-bottom:1px solid var(--zh-border)}
    body.lang-zh .nav-links a:hover,body.lang-zh .nav-links a:focus-visible{color:#087786}
    body.lang-zh .language button[aria-pressed="true"]{background:var(--zh-navy);color:#fff}
    body.lang-zh footer{border-top-color:var(--zh-navy);background:var(--zh-bg);color:var(--zh-muted)}
    body.lang-zh footer .footer-copy strong{color:var(--zh-text)}
    .route-placeholder{display:none;min-height:calc(100svh - 74px);background:var(--zh-bg);color:var(--zh-text);padding:112px 24px}
    body.route-view .home-v1-zh,body.route-view .legacy-home{display:none!important}
    body.route-view .route-placeholder{display:grid;place-items:center}
    .route-placeholder-inner{width:min(760px,100%);text-align:center}
    .route-path{margin:22px 0 0;color:var(--zh-muted);font:500 15px/1.5 "DM Sans",sans-serif}
    .zh-section{position:relative;padding:112px 24px}
    .zh-shell{width:min(1200px,100%);margin:0 auto}
    .zh-section-number{font:600 12px/1 "DM Sans",sans-serif;letter-spacing:.16em;color:#087786;margin:0 0 22px}
    .zh-kicker{font-size:14px;font-weight:600;color:#087786;margin:0 0 14px}
    .zh-title{font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(34px,4.5vw,60px);line-height:1.22;letter-spacing:-.035em;color:inherit;margin:0}
    .zh-title-sm{font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(30px,3.4vw,46px);line-height:1.3;letter-spacing:-.025em;margin:0}
    .zh-copy{font-size:18px;line-height:1.85;color:var(--zh-muted);margin:24px 0 0;max-width:700px}
    .zh-copy strong{color:var(--zh-text)}
    .zh-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:36px}
    .zh-btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:12px;border:1px solid var(--zh-navy);border-radius:8px;padding:11px 20px;text-decoration:none;font-weight:600;line-height:1.25;transition:background .2s ease,color .2s ease,border-color .2s ease}
    .zh-btn-primary{background:var(--zh-cyan);border-color:var(--zh-cyan);color:var(--zh-navy)}
    .zh-btn-secondary{background:transparent;color:var(--zh-navy)}
    .zh-btn:hover{border-color:#087786}.zh-btn:focus-visible,.map-node:focus-visible,.question-card:focus-visible,.knowledge-entry:focus-visible{outline:3px solid rgba(45,212,230,.45);outline-offset:3px}
    .zh-hero{min-height:calc(100svh - 74px);background:var(--zh-deep);color:#fff;padding:clamp(72px,10vw,136px) 24px 80px;display:grid;align-items:center;position:relative;overflow:hidden}
    .zh-hero .zh-shell{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(380px,.92fr);gap:64px;align-items:center}
    .zh-hero-copy{position:relative;z-index:2}.zh-hero .zh-section-number,.zh-hero .zh-kicker{color:var(--zh-cyan)}
    .zh-hero .zh-title{font-size:clamp(50px,6vw,78px);max-width:720px}
    .zh-hero .zh-copy{color:#c8d4df;max-width:630px}.zh-hero .zh-copy strong{color:#fff}
    .zh-hero .zh-btn-secondary{border-color:rgba(255,255,255,.34);color:#fff}
    .hero-map-hint{height:520px;position:relative;isolation:isolate}
    .hero-map-hint::before{content:"";position:absolute;inset:9% 4%;border:1px solid rgba(45,212,230,.18);border-radius:44% 56% 63% 37%/45% 40% 60% 55%;transform:rotate(-7deg)}
    .hero-map-hint svg{position:absolute;inset:0;width:100%;height:100%}.hero-map-hint path{fill:none;stroke:rgba(45,212,230,.4);stroke-width:1.5;stroke-dasharray:5 9}
    .hint-node{position:absolute;width:13px;height:13px;border-radius:50%;border:2px solid var(--zh-cyan);background:var(--zh-deep)}
    .hint-node.primary{width:22px;height:22px;background:var(--zh-cyan);box-shadow:0 0 0 8px rgba(45,212,230,.08)}
    .hint-node:nth-of-type(1){left:18%;top:24%}.hint-node:nth-of-type(2){left:66%;top:13%}.hint-node:nth-of-type(3){left:77%;top:52%}.hint-node:nth-of-type(4){left:42%;top:67%}.hint-node:nth-of-type(5){left:24%;top:82%}.hint-node:nth-of-type(6){left:50%;top:39%}
    .zh-assets{background:var(--zh-soft)}
    .assets-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:72px;align-items:center}
    .scattered-map{min-height:420px;position:relative;border-left:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}
    .scattered-map svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}.scattered-map line{stroke:rgba(11,29,51,.24);stroke-width:1.5;stroke-dasharray:800;stroke-dashoffset:800;transition:stroke-dashoffset .8s ease}
    .scattered-map.is-visible line{stroke-dashoffset:0}
    .asset-pill{position:absolute;display:inline-flex;align-items:center;min-height:42px;padding:8px 14px;background:#fff;border:1px solid var(--zh-border);border-radius:999px;color:var(--zh-navy);font-weight:600;box-shadow:0 10px 30px rgba(11,29,51,.06)}
    .asset-pill::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--zh-cyan);margin-right:9px}
    .asset-pill:nth-of-type(1){left:3%;top:8%}.asset-pill:nth-of-type(2){left:52%;top:1%}.asset-pill:nth-of-type(3){left:69%;top:29%}.asset-pill:nth-of-type(4){left:28%;top:34%}.asset-pill:nth-of-type(5){left:5%;top:62%}.asset-pill:nth-of-type(6){left:56%;top:72%}.asset-pill:nth-of-type(7){left:75%;top:54%}.asset-pill:nth-of-type(8){left:25%;top:84%}
    .zh-wealth{background:#fff}
    .wealth-intro{display:grid;grid-template-columns:.78fr 1.22fr;gap:70px;align-items:end;margin-bottom:66px}
    .wealth-map{position:relative;min-height:690px;background:var(--zh-soft);border:1px solid var(--zh-border);border-radius:24px;overflow:hidden}
    .wealth-map::before{content:"";position:absolute;inset:46px;background-image:radial-gradient(circle,rgba(11,29,51,.12) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(to bottom,transparent,black 16%,black 84%,transparent)}
    .wealth-map svg{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.wealth-map path{fill:none;stroke:rgba(11,29,51,.28);stroke-width:1.5;transition:opacity .2s ease,stroke .2s ease,stroke-width .2s ease}
    .family-anchor{position:absolute;left:43%;top:42%;width:178px;min-height:110px;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;border-radius:58% 42% 48% 52%/48% 56% 44% 52%;background:var(--zh-navy);color:#fff;z-index:3;box-shadow:0 18px 46px rgba(11,29,51,.16)}
    .family-anchor strong{font-family:"Noto Serif SC",serif;font-size:26px}.family-anchor span{font-size:12px;color:var(--zh-cyan);margin-top:2px}
    .map-node{position:absolute;z-index:4;min-width:132px;min-height:54px;padding:12px 16px;border:1.5px solid var(--zh-navy);border-radius:12px;background:#fff;color:var(--zh-navy);font-weight:600;cursor:pointer;transition:opacity .2s ease,border-color .2s ease,background .2s ease,transform .2s ease}
    .map-node::before{content:"";display:inline-block;width:9px;height:9px;border-radius:50%;background:var(--zh-cyan);margin-right:9px}
    .map-node[data-node="cash"]{left:7%;top:12%}.map-node[data-node="investment"]{left:39%;top:7%}.map-node[data-node="company"]{right:7%;top:19%}.map-node[data-node="realestate"]{right:10%;top:56%}.map-node[data-node="debt"]{right:34%;bottom:8%}.map-node[data-node="risk"]{left:34%;bottom:12%}.map-node[data-node="retirement"]{left:7%;top:58%}.map-node[data-node="legacy"]{left:13%;top:34%}
    .wealth-map.has-selection .map-node:not(.is-active),.wealth-map.has-selection .family-anchor:not(.is-active),.wealth-map.has-selection path:not(.is-active){opacity:.22}
    .wealth-map .map-node.is-active{background:var(--zh-navy);color:#fff;border-color:var(--zh-navy);transform:translateY(-2px)}
    .wealth-map path.is-active{opacity:1!important;stroke:var(--zh-cyan);stroke-width:3}
    .wealth-map .family-anchor.is-active{box-shadow:0 0 0 7px rgba(45,212,230,.18),0 18px 46px rgba(11,29,51,.16)}
    .wealth-foot{display:flex;justify-content:space-between;gap:30px;align-items:center;margin-top:26px}.wealth-foot p{margin:0;color:var(--zh-muted);font-size:15px}
    .zh-decisions{background:var(--zh-navy);color:#fff}
    .zh-decisions .zh-section-number,.zh-decisions .zh-kicker{color:var(--zh-cyan)}.zh-decisions .zh-copy{color:#c8d4df}
    .decision-head{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:end;margin-bottom:52px}
    .decision-response{border-left:2px solid var(--zh-cyan);padding-left:24px;color:#fff;font-size:22px;line-height:1.6;margin:0}
    .decision-response small{display:block;color:#afc0cf;font-size:14px;line-height:1.7;margin-top:10px}
    .question-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
    .question-card{border:1px solid rgba(255,255,255,.16);border-radius:14px;padding:28px;background:rgba(255,255,255,.035);color:#fff;text-align:left;min-height:310px;display:flex;flex-direction:column;justify-content:space-between;cursor:pointer;transition:border-color .2s ease,background .2s ease}
    .question-card:hover,.question-card:focus-visible,.question-card.is-active{border-color:var(--zh-cyan);background:rgba(45,212,230,.07)}
    .question-card h3{font-family:"Noto Serif SC",serif;font-size:24px;line-height:1.55;margin:0}
    .mini-map{position:relative;height:174px;margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.13)}
    .mini-map svg{position:absolute;left:10%;right:10%;top:16px;width:80%;height:145px}.mini-map svg path{fill:none;stroke:rgba(255,255,255,.14);stroke-width:1.2}.mini-map svg path.active{stroke:rgba(45,212,230,.7);stroke-width:1.8}
    .mini-map::after{content:"家庭";position:absolute;left:50%;top:76px;transform:translate(-50%,-50%);width:46px;height:46px;display:grid;place-items:center;border-radius:50%;background:var(--zh-mid);border:1px solid rgba(45,212,230,.6);color:#fff;font-size:11px;font-weight:600}
    .mini-node{position:absolute;z-index:2;color:#718497;font-size:10px;line-height:1.2;white-space:nowrap;transition:color .2s ease,opacity .2s ease}
    .mini-node::before{content:"";display:block;width:7px;height:7px;border-radius:50%;background:#718497;border:2px solid var(--zh-navy);box-shadow:0 0 0 1px rgba(255,255,255,.2);margin:0 auto 3px}.mini-node.active{color:#fff}.mini-node.active::before{background:var(--zh-cyan);box-shadow:0 0 0 1px var(--zh-cyan)}
    .mini-node.n1{left:2%;top:24px}.mini-node.n2{left:35%;top:18px}.mini-node.n3{right:1%;top:31px}.mini-node.n4{right:0;top:92px}.mini-node.n5{right:24%;bottom:0}.mini-node.n6{left:28%;bottom:0}.mini-node.n7{left:0;top:105px}.mini-node.n8{left:5%;top:62px}
    .zh-perspectives{background:var(--zh-surface)}
    .perspective-head{text-align:center;max-width:780px;margin:0 auto 58px}.perspective-head .zh-copy{margin-left:auto;margin-right:auto}
    .perspective-stage{display:grid;grid-template-columns:1fr 220px 1fr;align-items:stretch;gap:20px;position:relative}
    .perspective-side{display:grid;grid-template-columns:160px 1fr;gap:24px;align-items:center;padding:22px 0}
    .perspective-side.right{grid-template-columns:1fr 160px;text-align:right}
    .photo-placeholder{height:260px;background:#d9e0e6;border:1px solid #c6d0d8;border-radius:18px;display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden;color:#506678;font:600 50px/1 "Source Serif 4",serif}
    .photo-placeholder::after{content:attr(data-note);position:absolute;left:12px;right:12px;bottom:12px;padding:7px 8px;background:rgba(255,255,255,.86);color:#5A6D80;font:500 11px/1.4 "Noto Sans SC",sans-serif;text-align:center;border-radius:6px}
    .lisa-photo{display:block;width:100%;object-fit:cover;object-position:center center}
    .perspective-side h3{font-size:30px;margin:0 0 5px}.perspective-role{color:#087786;font-weight:600;margin:0 0 18px}
    .perspective-tags{display:flex;gap:8px;flex-wrap:wrap}.right .perspective-tags{justify-content:flex-end}
    .perspective-tags span{border-bottom:1px solid #9fb1bf;padding:4px 2px;color:var(--zh-muted);font-size:14px}
    .family-plan{align-self:center;position:relative;min-height:250px;display:flex;align-items:center;justify-content:center;text-align:center}
    .family-plan::before,.family-plan::after{content:"";position:absolute;top:50%;width:70px;border-top:2px solid var(--zh-cyan)}.family-plan::before{right:100%}.family-plan::after{left:100%}
    .plan-core{width:180px;height:180px;border-radius:50%;background:var(--zh-navy);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:20px;box-shadow:0 0 0 12px rgba(45,212,230,.13)}
    .plan-core strong{font-family:"Noto Serif SC",serif;font-size:25px;line-height:1.35}.plan-core span{color:var(--zh-cyan);font-size:12px;margin-top:7px}
    .perspective-cta{text-align:center;margin-top:42px}
    .zh-help{background:#fff;padding-top:88px;padding-bottom:88px}
    .help-layout{display:grid;grid-template-columns:.65fr 1.35fr;gap:70px;align-items:start}
    .help-list{border-top:1px solid var(--zh-border)}
    .help-item{display:grid;grid-template-columns:52px 1fr auto;gap:20px;align-items:center;padding:28px 4px;border-bottom:1px solid var(--zh-border);text-decoration:none}
    .help-item .n{font:500 18px/1 "Source Serif 4",serif;color:#087786}.help-item h3{font-size:23px;margin:0 0 5px}.help-item p{margin:0;color:var(--zh-muted)}.help-item .arrow{font-size:18px;color:var(--zh-muted)}
    .zh-cases{background:var(--zh-soft);padding-top:88px;padding-bottom:88px}
    .cases-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:48px}.cases-head .zh-copy{max-width:520px}
    .case-grid-v1{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}
    .case-preview{background:transparent;border:0;border-right:1px solid var(--zh-border);border-radius:0;padding:30px;min-height:380px;display:flex;flex-direction:column}
    .case-preview:last-child{border-right:0}
    .case-type{color:#087786;font-weight:600;font-size:13px;margin:0 0 20px}.case-preview h3{font-family:"Noto Serif SC",serif;font-size:24px;line-height:1.5;margin:0}
    .case-relation{position:relative;margin-top:auto;padding:44px 4px 0;min-height:142px;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));grid-auto-rows:48px;gap:0 4px;align-items:start;border-top:1px solid var(--zh-border);background-image:radial-gradient(circle,rgba(90,109,128,.22) 1px,transparent 1px);background-size:14px 14px;background-position:0 34px}
    .case-relation::before{content:"";position:absolute;left:9%;right:9%;top:45px;height:72px;border:1px solid rgba(90,109,128,.28);border-radius:48% 52% 46% 54%/58% 42% 58% 42%;transform:rotate(-4deg)}
    .case-relation::after{content:"地图中被点亮的部分";position:absolute;left:4px;top:12px;color:var(--zh-muted);font-size:10px;letter-spacing:.04em}
    .case-dot{position:relative;z-index:1;text-align:center;color:var(--zh-muted);font-size:10.5px;line-height:1.3}.case-dot::before{content:"";display:block;width:11px;height:11px;border-radius:50%;background:var(--zh-cyan);border:3px solid var(--zh-soft);box-shadow:0 0 0 1px #7890a2;margin:6px auto 6px}.case-dot:nth-child(1){grid-column:1/3}.case-dot:nth-child(2){grid-column:3/5;transform:translateY(10px)}.case-dot:nth-child(3){grid-column:5/7}.case-dot:nth-child(4){grid-column:2/4}.case-dot:nth-child(5){grid-column:4/6;transform:translateY(5px)}
    .case-footer{text-align:center;margin-top:42px}
    .zh-knowledge{background:#fff}
    .knowledge-layout{display:grid;grid-template-columns:.68fr 1.32fr;gap:72px;align-items:start}
    .knowledge-entries{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--zh-border);border-left:1px solid var(--zh-border)}
    .knowledge-entry{min-height:76px;border:0;border-right:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border);background:#fff;color:var(--zh-navy);text-decoration:none;padding:17px;text-align:left;font-weight:600;display:flex;align-items:center;gap:12px}
    .knowledge-entry:hover{background:var(--zh-soft);box-shadow:inset 3px 0 0 var(--zh-cyan)}
    .knowledge-path{margin-top:34px;padding:24px;background:var(--zh-surface);border-radius:14px;border-left:3px solid var(--zh-cyan)}.knowledge-path-label{color:var(--zh-muted);font-size:13px;margin:0 0 16px}.path-row{display:flex;align-items:center;flex-wrap:wrap;gap:8px}.path-step{background:#fff;border:1px solid var(--zh-border);border-radius:999px;padding:6px 11px;font-size:13px;font-weight:600}.path-arrow{color:#087786;font-size:18px;font-weight:700}
    .knowledge-cta{margin-top:28px}
    .zh-lifecycle{background:var(--zh-soft);color:var(--zh-text);padding:44px 24px;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}
    .lifecycle-inner{display:grid;grid-template-columns:minmax(220px,.8fr) minmax(0,2fr);gap:50px;align-items:center}
    .lifecycle-inner .zh-title-sm{font-size:29px}.lifecycle-inner p{margin:10px 0 0;color:var(--zh-muted)}
    .lifecycle-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0}.life-step{position:relative;text-align:center;color:var(--zh-muted);font-weight:600;padding:28px 8px 8px;line-height:1.25;white-space:nowrap}.life-step::before{content:"";position:absolute;top:8px;left:50%;width:8px;height:8px;border-radius:50%;background:var(--zh-cyan);z-index:2}.life-step:not(:last-child)::after{content:"";position:absolute;top:11px;left:50%;right:-50%;border-top:1px solid rgba(45,212,230,.45)}
    .zh-final{min-height:620px;background:var(--zh-deep);color:#fff;display:grid;place-items:center;text-align:center}
    .zh-final .zh-shell{max-width:850px}.zh-final .zh-section-number{color:var(--zh-cyan)}.zh-final .zh-copy{margin-left:auto;margin-right:auto;color:#c4d0db}.zh-final .zh-copy strong{color:#fff}.zh-final .zh-actions{justify-content:center}
    @media(prefers-color-scheme:dark){
      body.lang-zh{--zh-bg:#071426;--zh-soft:#0d2035;--zh-surface:#122940;--zh-text:#f6f9fb;--zh-muted:#b6c4d0;--zh-border:#2b4053;background:var(--zh-bg)}
      body.lang-zh .nav{background:rgba(7,20,38,.96)}body.lang-zh .menu-toggle{background:var(--zh-surface);border-color:var(--zh-border);color:#fff}
      .zh-wealth,.zh-help,.zh-knowledge{background:var(--zh-bg)}.asset-pill,.map-node,.case-preview,.knowledge-entry,.path-step{background:#10263d;color:#f6f9fb}.scattered-map{border-color:var(--zh-border)}
      .wealth-map{background:var(--zh-soft)}.wealth-map path{stroke:rgba(173,195,211,.32)}.wealth-map .map-node.is-active{background:var(--zh-cyan);color:var(--zh-navy);border-color:var(--zh-cyan)}
      .photo-placeholder{background:#293b4c;border-color:#3b5062;color:#b6c4d0}.photo-placeholder::after{background:rgba(7,20,38,.88);color:#c9d5df}.case-preview{background:transparent}.knowledge-entry:hover{background:#18324b}
      body.lang-zh footer{background:var(--zh-bg)}
    }
    @media(max-width:950px){.perspective-stage{grid-template-columns:1fr 180px 1fr}.perspective-side{grid-template-columns:120px 1fr}.perspective-side.right{grid-template-columns:1fr 120px}.photo-placeholder{height:220px}.family-plan::before,.family-plan::after{width:30px}}
    @media(max-width:800px){
      body.lang-zh .nav-links.open{background:var(--zh-bg);border-bottom-color:var(--zh-cyan)}body.lang-zh .zh-nav-only{display:flex!important}
      .zh-section{padding:64px 20px}.zh-section-number{margin-bottom:16px}.zh-title{font-size:36px}.zh-title-sm{font-size:30px}.zh-copy{font-size:16px;line-height:1.85;margin-top:18px}.zh-actions{align-items:stretch;flex-direction:column}.zh-btn{width:100%}
      .zh-hero{min-height:auto;padding:72px 20px 60px}.zh-hero .zh-shell{grid-template-columns:1fr;gap:34px}.zh-hero .zh-title{font-size:47px;line-height:1.18}.hero-map-hint{height:230px;opacity:.72}.hero-map-hint::before{inset:4% 9%}
      .assets-layout,.wealth-intro,.decision-head,.help-layout,.knowledge-layout{grid-template-columns:1fr;gap:38px}.scattered-map{min-height:410px;border-left:0}.asset-pill{font-size:13px;min-height:38px;padding:7px 10px}.asset-pill:nth-of-type(1){left:2%;top:5%}.asset-pill:nth-of-type(2){left:52%;top:4%}.asset-pill:nth-of-type(3){left:54%;top:28%}.asset-pill:nth-of-type(4){left:6%;top:26%}.asset-pill:nth-of-type(5){left:2%;top:51%}.asset-pill:nth-of-type(6){left:51%;top:72%}.asset-pill:nth-of-type(7){left:53%;top:51%}.asset-pill:nth-of-type(8){left:4%;top:76%}
      .wealth-intro{margin-bottom:36px}.wealth-map{min-height:0;border-radius:18px;padding:28px 84px 28px 16px;display:grid;grid-template-columns:1fr;align-content:start;gap:14px;overflow:hidden}.wealth-map::before{inset:16px;background-size:20px 20px}.wealth-map svg{display:none}.family-anchor{position:absolute;left:auto;right:9px;top:43%;transform:none;width:66px;min-height:150px;border-radius:40px;padding:12px 8px}.family-anchor strong{font-size:18px;line-height:1.35}.family-anchor span{font-size:10px;line-height:1.3}.map-node{position:relative!important;left:auto!important;right:auto!important;top:auto!important;bottom:auto!important;min-width:0;width:100%;height:auto;min-height:74px;padding:11px 12px;font-size:14px;text-align:left}.map-node:nth-of-type(even){width:88%;margin-left:12%}.map-node::after{content:"与家庭及其他财富部分相连";display:block;font-size:10px;line-height:1.3;font-weight:400;color:var(--zh-muted);margin-top:4px}.map-node::before{margin:0 8px 0 0}.wealth-map .map-node.is-active::after{color:#c6d6e2}.wealth-map::after{content:"";position:absolute;right:41px;top:36px;bottom:36px;border-left:1.5px dashed rgba(11,29,51,.3);z-index:1}.map-node{z-index:2}.map-node:nth-of-type(odd)::before{box-shadow:52vw 0 0 -3px rgba(45,212,230,.55)}.wealth-foot{align-items:stretch;flex-direction:column}.wealth-foot .zh-btn{width:100%}
      .question-grid,.case-grid-v1{grid-template-columns:1fr}.question-card{min-height:260px}.decision-response{font-size:20px}.perspective-stage{grid-template-columns:1fr;gap:8px}.perspective-side,.perspective-side.right{grid-template-columns:110px 1fr;text-align:left}.perspective-side:first-child{grid-template-columns:132px 1fr}.perspective-side.right{grid-template-columns:110px 1fr}.perspective-side.right .photo-placeholder{grid-column:1;grid-row:1}.perspective-side.right>div{grid-column:2;grid-row:1}.right .perspective-tags{justify-content:flex-start}.photo-placeholder{height:170px}.lisa-photo{height:190px}.family-plan{min-height:190px}.family-plan::before,.family-plan::after{left:50%;right:auto;width:0;height:42px;border-top:0;border-left:2px solid var(--zh-cyan)}.family-plan::before{bottom:100%;top:auto}.family-plan::after{top:100%}.plan-core{width:155px;height:155px}.perspective-cta{margin-top:42px}
      .help-item{grid-template-columns:42px 1fr auto;padding:24px 0}.help-item p{font-size:14px}.cases-head{align-items:flex-start;flex-direction:column}.case-preview{min-height:350px;border-right:0;border-bottom:1px solid var(--zh-border);padding-left:4px;padding-right:4px}.case-preview:last-child{border-bottom:0}.knowledge-entries{grid-template-columns:1fr}.knowledge-path{padding:20px}.path-row{align-items:flex-start;flex-direction:column}.path-arrow{transform:rotate(90deg);align-self:flex-start;margin-left:22px}.lifecycle-inner{grid-template-columns:1fr;gap:26px}.lifecycle-steps{grid-template-columns:1fr}.life-step{text-align:left;padding:5px 0 20px 30px}.life-step::before{left:5px;top:11px}.life-step:not(:last-child)::after{left:9px;right:auto;top:17px;bottom:-5px;border-top:0;border-left:1px solid rgba(45,212,230,.65)}.zh-final{min-height:540px}.zh-final .zh-actions{align-items:center}.zh-final .zh-btn{max-width:340px}
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    .ap-jobs{background:var(--zh-navy);color:#fff}
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    .jobs-network{position:relative;min-height:620px;margin-top:60px}
    .jobs-network svg{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.jobs-network path{fill:none;stroke:rgba(45,212,230,.33);stroke-width:1.5}
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      .ap-map{min-height:0;padding:28px 84px 28px 16px;display:grid;grid-template-columns:1fr;align-content:start;gap:14px}.ap-map svg{display:none}.ap-map::after{content:"";position:absolute;right:41px;top:36px;bottom:36px;border-left:1.5px dashed rgba(90,109,128,.45);z-index:1}.ap-map-center{left:auto;right:9px;top:43%;width:66px;min-height:154px;border-radius:40px;padding:10px 8px}.ap-map-center strong{font-size:18px}.ap-map-center span{font-size:10px;line-height:1.3}.ap-node{position:relative!important;left:auto!important;right:auto!important;top:auto!important;bottom:auto!important;width:100%;min-width:0;min-height:72px;text-align:left;padding:11px 12px;font-size:14px}.ap-node:nth-of-type(even){width:88%;margin-left:12%}.ap-node::after{content:"与家庭及其他财富部分相连";display:block;margin-top:4px;color:var(--zh-muted);font-size:10px;font-weight:400;line-height:1.3}.ap-map .ap-node.is-active::after{color:#c6d6e2}
      .jobs-network{min-height:0;display:grid;gap:0;margin-top:42px;border-top:1px solid rgba(255,255,255,.24)}.jobs-network svg{display:none}.jobs-core{position:relative;left:auto;top:auto;transform:none;width:auto;height:auto;border:0;border-radius:0;box-shadow:none;padding:24px 0;justify-items:start;text-align:left;font-size:20px}.job-role{position:relative!important;left:auto!important;right:auto!important;top:auto!important;bottom:auto!important;width:auto;padding:20px 0}.job-role h3{font-size:21px}
      .tradeoff-demo{margin-top:52px}.tradeoff-map{min-height:390px}.tradeoff-question{min-height:70px}.ap-perspectives-stage{grid-template-columns:1fr;gap:8px}.ap-advisor,.ap-advisor.right{grid-template-columns:120px 1fr;text-align:left}.ap-advisor.right .photo-placeholder{grid-column:1;grid-row:1}.ap-advisor.right>div{grid-column:2;grid-row:1}.ap-advisor.right .ap-tags{justify-content:flex-start}.ap-advisor .photo-placeholder{height:190px}.ap-merge{min-height:200px}.ap-merge::before,.ap-merge::after{left:50%;right:auto;width:0;height:46px;border-top:0;border-left:2px solid var(--zh-cyan)}.ap-merge::before{bottom:100%;top:auto}.ap-merge::after{top:100%}.ap-merge-core{width:160px;height:160px}.ap-perspectives-close{margin-top:46px}
      .review-cycle{grid-template-columns:1fr;margin-top:38px}.review-step{text-align:left;min-height:70px;padding:5px 0 20px 34px}.review-step::before{left:6px;top:10px}.review-step:not(:last-child)::after{content:"↓";left:6px;right:auto;top:auto;bottom:-8px}.ap-final{min-height:530px;padding:76px 20px}
    }
    @media(prefers-reduced-motion:reduce){.family-merge path,.ap-node,.tradeoff-map path,.tradeoff-node{transition:none}}

    /* Chinese Who We Help — deep self-recognition through connected family situations. */
    .who-v1-zh{display:none;background:var(--zh-bg);color:var(--zh-text);font-family:"Noto Sans SC","DM Sans",sans-serif;line-height:1.8;overflow:hidden}
    body.route-who .who-v1-zh{display:block}
    body.route-who .route-placeholder{display:none!important}
    .wh-section{position:relative;padding:112px 24px}
    .wh-shell{width:min(1200px,100%);margin:0 auto}
    .wh-eyebrow{margin:0 0 18px;color:#087786;font:600 12px/1.35 "DM Sans","Noto Sans SC",sans-serif;letter-spacing:.14em;text-transform:uppercase}
    .wh-title{margin:0;color:inherit;font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(36px,4.7vw,64px);font-weight:600;line-height:1.24;letter-spacing:-.035em}
    .wh-title-sm{font-size:clamp(32px,3.8vw,50px)}
    .wh-copy{max-width:720px;margin:22px 0 0;color:var(--zh-muted);font-size:17px;line-height:1.85}
    .wh-copy strong{color:var(--zh-text)}
    .wh-key{max-width:760px;margin:30px 0 0;padding:4px 0 4px 22px;border-left:2px solid var(--zh-cyan);color:var(--zh-text);font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(21px,2.2vw,28px);font-weight:600;line-height:1.65}
    .wh-hero{min-height:calc(100svh - 74px);padding:clamp(74px,9vw,128px) 24px 78px;background:var(--zh-deep);color:#fff;display:grid;align-items:center;overflow:hidden}
    .wh-hero .wh-shell{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(390px,.95fr);gap:68px;align-items:center}
    .wh-hero .wh-eyebrow{color:var(--zh-cyan)}.wh-hero .wh-copy{color:#c8d4df}.wh-hero .wh-key{color:#fff}
    .complexity-map{position:relative;height:540px;isolation:isolate}
    .complexity-map svg{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.complexity-map path{fill:none;stroke:rgba(45,212,230,.43);stroke-width:1.5;stroke-dasharray:7 9}
    .complexity-stage{position:absolute;color:#b9c9d6;font-size:12px;letter-spacing:.04em}.complexity-stage::before{content:"";display:block;width:11px;height:11px;border:2px solid var(--zh-cyan);border-radius:50%;background:var(--zh-deep);margin-bottom:8px}
    .complexity-stage.s1{left:4%;top:22%}.complexity-stage.s2{left:42%;top:45%}.complexity-stage.s3{right:2%;top:25%}
    .complexity-cluster{position:absolute}.complexity-cluster i{position:absolute;width:13px;height:13px;border:2px solid var(--zh-cyan);border-radius:50%;background:var(--zh-deep)}
    .complexity-cluster.c1{left:6%;top:35%;width:110px;height:160px}.complexity-cluster.c1 i:nth-child(1){left:0;top:0}.complexity-cluster.c1 i:nth-child(2){right:5px;top:62px}.complexity-cluster.c1 i:nth-child(3){left:32px;bottom:0}
    .complexity-cluster.c2{left:40%;top:23%;width:150px;height:220px}.complexity-cluster.c2 i:nth-child(1){left:0;top:45px}.complexity-cluster.c2 i:nth-child(2){right:0;top:0}.complexity-cluster.c2 i:nth-child(3){right:4px;bottom:10px}.complexity-cluster.c2 i:nth-child(4){left:13px;bottom:0}.complexity-cluster.c2 i:nth-child(5){left:58px;top:104px;width:21px;height:21px;background:var(--zh-cyan)}
    .complexity-cluster.c3{right:1%;top:19%;width:215px;height:285px}.complexity-cluster.c3::before{content:"";position:absolute;inset:8px;border:1px solid rgba(45,212,230,.22);border-radius:48% 52% 43% 57%/56% 44% 56% 44%;transform:rotate(-8deg)}.complexity-cluster.c3 i:nth-child(1){left:10px;top:74px}.complexity-cluster.c3 i:nth-child(2){right:17px;top:16px}.complexity-cluster.c3 i:nth-child(3){right:0;top:151px}.complexity-cluster.c3 i:nth-child(4){right:58px;bottom:3px}.complexity-cluster.c3 i:nth-child(5){left:4px;bottom:39px}.complexity-cluster.c3 i:nth-child(6){left:92px;top:118px;width:28px;height:28px;background:var(--zh-cyan);box-shadow:0 0 0 9px rgba(45,212,230,.08)}
    .wh-connected{background:var(--zh-soft)}
    .connected-head{display:grid;grid-template-columns:.78fr 1.22fr;gap:72px;align-items:end;margin-bottom:62px}
    .relation-ledger{border-top:1px solid var(--zh-border)}
    .relation-row{display:grid;grid-template-columns:minmax(180px,.45fr) minmax(0,1fr) 230px;gap:30px;align-items:center;padding:25px 0;border-bottom:1px solid var(--zh-border)}
    .relation-row h3{margin:0;font:600 23px/1.45 "Noto Serif SC",serif}.relation-row p{margin:0;color:var(--zh-muted);font-size:16px}
    .relation-tags{display:flex;justify-content:flex-end;gap:7px;flex-wrap:wrap}.relation-tags span{padding:4px 8px;border-bottom:1px solid #92a5b5;color:var(--zh-muted);font-size:12px}.relation-tags span::before{content:"";display:inline-block;width:6px;height:6px;margin-right:6px;border-radius:50%;background:var(--zh-cyan)}
    .connected-close{margin:46px 0 0 auto}
    .wh-stages-intro{padding:108px 24px;background:var(--zh-navy);color:#fff;text-align:center}.wh-stages-intro .wh-shell{max-width:900px}.wh-stages-intro .wh-eyebrow{color:var(--zh-cyan)}.wh-stages-intro .wh-copy{margin-left:auto;margin-right:auto;color:#c8d4df}.wh-stages-intro .wh-key{margin-left:auto;margin-right:auto;border-left:0;border-top:2px solid var(--zh-cyan);padding:24px 0 0;color:#fff}
    .stage-layout{display:grid;grid-template-columns:minmax(0,.82fr) minmax(430px,1.18fr);gap:76px;align-items:start}
    .stage-intro{position:sticky;top:112px}.stage-intro .wh-copy{font-size:16px}
    .recognition-list{margin:0;padding:0;list-style:none;border-top:1px solid var(--zh-border)}.recognition-list li{position:relative;padding:19px 12px 19px 31px;border-bottom:1px solid var(--zh-border);color:var(--zh-text);font-size:16px;line-height:1.75}.recognition-list li::before{content:"";position:absolute;left:4px;top:29px;width:9px;height:9px;border-radius:50%;border:2px solid #087786;background:transparent}
    .stage-visual{position:relative;min-height:280px;margin:0 0 38px;background-image:radial-gradient(circle,rgba(90,109,128,.18) 1px,transparent 1px);background-size:20px 20px;overflow:hidden}
    .stage-visual svg{position:absolute;inset:0;width:100%;height:100%}.stage-visual path,.stage-visual line{fill:none;stroke:rgba(11,29,51,.3);stroke-width:1.5}.sv-core{position:absolute;display:grid;place-items:center;text-align:center;background:var(--zh-navy);color:#fff;border-radius:50%;font:600 18px/1.35 "Noto Serif SC",serif}
    .sv-node{position:absolute;padding:7px 10px;background:var(--zh-bg);border:1px solid var(--zh-border);color:var(--zh-text);font-size:12px;font-weight:600}.sv-node::before{content:"";display:inline-block;width:7px;height:7px;margin-right:6px;border-radius:50%;background:var(--zh-cyan)}
    .growing-visual .sv-core{left:42%;top:39%;width:92px;height:92px}.growing-visual .sv-node:nth-of-type(1){left:2%;top:12%}.growing-visual .sv-node:nth-of-type(2){left:30%;top:6%}.growing-visual .sv-node:nth-of-type(3){right:4%;top:17%}.growing-visual .sv-node:nth-of-type(4){right:2%;bottom:15%}.growing-visual .sv-node:nth-of-type(5){left:32%;bottom:7%}.growing-visual .sv-node:nth-of-type(6){left:3%;bottom:19%}
    .stage-callout{margin:36px 0 0;padding:28px 0;border-top:2px solid var(--zh-cyan);border-bottom:1px solid var(--zh-border);font:600 22px/1.7 "Noto Serif SC",serif}.stage-close{margin:28px 0 0;color:var(--zh-muted);font-size:17px;line-height:1.85}.stage-actions{margin-top:32px}
    .wh-business{background:var(--zh-navy);color:#fff}.wh-business .wh-eyebrow{color:var(--zh-cyan)}.wh-business .wh-copy{color:#c7d3de}.wh-business .recognition-list{border-color:rgba(255,255,255,.18)}.wh-business .recognition-list li{color:#fff;border-color:rgba(255,255,255,.18)}.wh-business .recognition-list li::before{border-color:var(--zh-cyan)}.wh-business .stage-visual{background-image:radial-gradient(circle,rgba(255,255,255,.12) 1px,transparent 1px)}.wh-business .stage-visual path{stroke:rgba(45,212,230,.42)}.wh-business .sv-node{background:var(--zh-deep);border-color:rgba(255,255,255,.22);color:#fff}.wh-business .stage-callout{border-bottom-color:rgba(255,255,255,.2)}.wh-business .stage-close{color:#c7d3de}.wh-business .zh-btn-secondary{border-color:rgba(255,255,255,.35);color:#fff}
    .business-visual .sv-core{left:43%;top:39%;width:100px;height:100px}.business-orbit{position:absolute;width:205px;height:205px;border:1px solid rgba(45,212,230,.34);border-radius:50%;top:35px}.business-orbit.corp{left:7%}.business-orbit.personal{right:7%}.business-orbit strong{position:absolute;left:0;right:0;top:-13px;text-align:center;color:var(--zh-cyan);font-size:12px}.business-orbit i{position:absolute;width:11px;height:11px;border:2px solid var(--zh-cyan);border-radius:50%;background:var(--zh-navy)}.business-orbit i:nth-of-type(1){left:16%;top:24%}.business-orbit i:nth-of-type(2){right:13%;top:39%}.business-orbit i:nth-of-type(3){left:42%;bottom:8%}
    .wh-retirement{background:var(--zh-surface)}
    .retirement-flow{margin:0 0 42px;padding:34px 0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.retirement-step{position:relative;padding:36px 16px 0;text-align:center;font-weight:600}.retirement-step::before{content:"";position:absolute;left:50%;top:7px;width:11px;height:11px;border-radius:50%;background:var(--zh-cyan);box-shadow:0 0 0 4px rgba(45,212,230,.15);z-index:2}.retirement-step:not(:last-child)::after{content:"→";position:absolute;right:-6px;top:37px;color:#087786;font-size:18px}
    .wh-common{background:var(--zh-deep);color:#fff}.wh-common .wh-eyebrow{color:var(--zh-cyan)}.wh-common .wh-copy{color:#c6d3de}.wh-common .wh-key{color:#fff}
    .common-head{display:grid;grid-template-columns:.75fr 1.25fr;gap:72px;align-items:start}.common-statement{margin:0;color:#fff;font:600 clamp(29px,4vw,52px)/1.48 "Noto Serif SC",serif}.common-statement span{color:var(--zh-cyan)}
    .common-body{display:grid;grid-template-columns:.72fr 1.28fr;gap:72px;margin-top:70px}.inventory-lines{padding-top:8px;color:#aebfcc;font:500 18px/2 "Noto Serif SC",serif}.common-questions{border-top:1px solid rgba(255,255,255,.18)}.common-question{display:grid;grid-template-columns:18px 1fr;gap:16px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.18);color:#fff;font-size:17px}.common-question::before{content:"";width:10px;height:10px;margin-top:10px;border:2px solid var(--zh-cyan);border-radius:50%}.convergence{height:280px;position:relative;margin-top:64px}.convergence svg{position:absolute;inset:0;width:100%;height:100%}.convergence path{fill:none;stroke:rgba(45,212,230,.42);stroke-width:1.6}.convergence-family{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:130px;height:130px;display:grid;place-items:center;border-radius:50%;background:var(--zh-mid);border:1px solid var(--zh-cyan);font:600 20px/1.4 "Noto Serif SC",serif}.convergence-label{position:absolute;padding:6px 9px;border-bottom:1px solid rgba(255,255,255,.28);font-size:13px}.convergence-label.a{left:8%;top:18%}.convergence-label.b{right:8%;top:18%}.convergence-label.c{left:12%;bottom:16%}.convergence-label.d{right:10%;bottom:16%}
    .wh-background{background:var(--zh-bg)}.background-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:90px;align-items:start}.background-lines{border-top:1px solid var(--zh-border)}.background-lines p{margin:0;padding:19px 0;border-bottom:1px solid var(--zh-border);color:var(--zh-muted);font-size:17px}.background-axis{margin-top:42px;padding:32px 0;border-top:2px solid var(--zh-cyan);border-bottom:1px solid var(--zh-border);display:grid;grid-template-columns:1fr auto 1fr;gap:22px;align-items:center}.background-axis span{font-weight:600}.background-axis i{width:12px;height:12px;border-radius:50%;background:var(--zh-cyan);box-shadow:0 0 0 6px rgba(45,212,230,.15)}
    .wh-start{background:var(--zh-soft)}.start-layout{display:grid;grid-template-columns:.76fr 1.24fr;gap:76px;align-items:start}.start-moments{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--zh-border);border-left:1px solid var(--zh-border)}.start-moment{min-height:96px;padding:19px;border-right:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border);display:flex;align-items:center;color:var(--zh-text);font-weight:600}.start-moment::before{content:"";flex:0 0 auto;width:8px;height:8px;margin-right:12px;border-radius:50%;background:var(--zh-cyan)}
    .wh-final{min-height:620px;padding:100px 24px;background:var(--zh-deep);color:#fff;display:grid;place-items:center;text-align:center}.wh-final .wh-shell{max-width:850px}.wh-final .wh-copy{margin-left:auto;margin-right:auto;color:#c6d3de}.wh-final .wh-key{margin-left:auto;margin-right:auto;border-left:0;padding-left:0;color:#fff}.wh-final .zh-actions{justify-content:center}
    @media(prefers-color-scheme:dark){
      .sv-node{background:#10263d}.stage-visual path,.stage-visual line{stroke:rgba(173,195,211,.32)}.wh-retirement{background:var(--zh-surface)}
    }
    @media(max-width:800px){
      .wh-section{padding:68px 20px}.wh-title{font-size:38px}.wh-title-sm{font-size:33px}.wh-copy{font-size:16px}.wh-key{font-size:21px;padding-left:16px}
      .wh-hero{min-height:auto;padding:70px 20px 58px}.wh-hero .wh-shell{grid-template-columns:1fr;gap:38px}.wh-hero .wh-title{font-size:45px}.complexity-map{height:300px;margin:0 -8px}.complexity-stage{font-size:10px}.complexity-stage.s2{left:39%}.complexity-cluster.c1{transform:scale(.72);transform-origin:left top}.complexity-cluster.c2{left:33%;transform:scale(.72);transform-origin:left top}.complexity-cluster.c3{right:-18%;transform:scale(.72);transform-origin:right top}
      .connected-head,.stage-layout,.common-head,.common-body,.background-layout,.start-layout{grid-template-columns:1fr;gap:38px}.relation-row{grid-template-columns:1fr;gap:8px;padding:23px 0}.relation-tags{justify-content:flex-start}.stage-intro{position:static}.stage-visual{min-height:260px;margin-top:34px}.recognition-list li{padding-left:29px}.growing-visual .sv-core{left:38%}.business-orbit{width:155px;height:155px;top:52px}.business-orbit.corp{left:0}.business-orbit.personal{right:0}.business-visual .sv-core{left:38%;top:38%;width:86px;height:86px;font-size:16px}.retirement-flow{grid-template-columns:1fr;padding:24px 0}.retirement-step{text-align:left;padding:8px 0 25px 34px}.retirement-step::before{left:6px;top:13px}.retirement-step:not(:last-child)::after{content:"↓";left:6px;right:auto;top:auto;bottom:-8px}.common-body{margin-top:48px}.convergence{height:320px}.convergence-label.a{left:0}.convergence-label.b{right:0}.convergence-label.c{left:0}.convergence-label.d{right:0}.background-axis{grid-template-columns:1fr;justify-items:start}.background-axis i{margin-left:4px}.start-moments{grid-template-columns:1fr}.wh-final{min-height:540px;padding:78px 20px}.wh-final .zh-actions{align-items:center}.wh-final .zh-btn{max-width:340px}
    }
    @media(prefers-reduced-motion:reduce){.complexity-map path,.stage-visual path,.convergence path{transition:none}}

    /* Chinese Business Owners — corporate and family wealth as one connected family plan. */
    .business-v1-zh{display:none;background:var(--zh-bg);color:var(--zh-text);font-family:"Noto Sans SC","DM Sans",sans-serif;line-height:1.8;overflow:hidden}
    body.route-business .business-v1-zh{display:block}
    body.route-business .route-placeholder{display:none!important}
    .bo-section{position:relative;padding:112px 24px}
    .bo-shell{width:min(1200px,100%);margin:0 auto}
    .bo-eyebrow{margin:0 0 18px;color:#087786;font:600 12px/1.35 "DM Sans","Noto Sans SC",sans-serif;letter-spacing:.14em;text-transform:uppercase}
    .bo-title{margin:0;color:inherit;font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(36px,4.7vw,64px);font-weight:600;line-height:1.24;letter-spacing:-.035em}
    .bo-title-sm{font-size:clamp(31px,3.7vw,49px)}
    .bo-copy{max-width:720px;margin:22px 0 0;color:var(--zh-muted);font-size:17px;line-height:1.85}
    .bo-copy strong{color:var(--zh-text)}
    .bo-key{max-width:760px;margin:30px 0 0;padding:4px 0 4px 22px;border-left:2px solid var(--zh-cyan);color:var(--zh-text);font:600 clamp(21px,2.2vw,28px)/1.65 "Noto Serif SC","Source Serif 4",serif}
    .bo-hero{min-height:calc(100svh - 74px);padding:clamp(74px,9vw,128px) 24px 78px;background:var(--zh-deep);color:#fff;display:grid;align-items:center;overflow:hidden}
    .bo-hero .bo-shell{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(390px,.94fr);gap:68px;align-items:center}
    .bo-hero .bo-eyebrow{color:var(--zh-cyan)}.bo-hero .bo-copy{color:#c8d4df}.bo-hero .bo-copy strong,.bo-hero .bo-key{color:#fff}.bo-hero .zh-btn-secondary{color:#fff;border-color:rgba(255,255,255,.34)}
    .bo-hero-visual{position:relative;height:540px}
    .hero-system{position:absolute;width:235px;height:280px;border:1px solid rgba(45,212,230,.3);border-radius:50%;top:105px}.hero-system.corp{left:2%}.hero-system.family{right:2%}
    .hero-system strong{position:absolute;left:0;right:0;top:-38px;text-align:center;color:#fff;font:600 20px/1.4 "Noto Serif SC",serif}.hero-system i{position:absolute;width:14px;height:14px;border:2px solid var(--zh-cyan);border-radius:50%;background:var(--zh-deep)}.hero-system i:nth-of-type(1){left:20%;top:22%}.hero-system i:nth-of-type(2){right:15%;top:36%}.hero-system i:nth-of-type(3){left:36%;bottom:17%}.hero-system i:nth-of-type(4){right:16%;bottom:22%}
    .bo-hero-visual::before,.bo-hero-visual::after{content:"";position:absolute;top:50%;width:16%;border-top:1px dashed rgba(45,212,230,.42)}.bo-hero-visual::before{left:35%}.bo-hero-visual::after{right:35%}
    .bo-balance{background:var(--zh-soft)}
    .bo-two-col{display:grid;grid-template-columns:.78fr 1.22fr;gap:72px;align-items:start}.bo-ledgers{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:44px;margin-top:8px}.bo-ledgers::before{content:"";position:absolute;left:45%;right:45%;top:15%;bottom:15%;border-top:1px dashed #71889c;border-bottom:1px dashed #71889c}
    .bo-ledger{position:relative;z-index:1;background:var(--zh-bg);border-top:3px solid var(--zh-cyan);padding:28px}.bo-ledger h3{font:600 27px/1.35 "Noto Serif SC",serif;margin:0 0 22px}.bo-ledger p{margin:0;padding:15px 0;border-top:1px solid var(--zh-border);color:var(--zh-muted)}
    .bo-examples{margin-top:52px;border-top:1px solid var(--zh-border)}.bo-example{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:21px 0;border-bottom:1px solid var(--zh-border);font-size:16px}.bo-example p{margin:0}.bo-example p:first-child{color:var(--zh-text);font-weight:600}.bo-example p:last-child{color:var(--zh-muted)}
    .bo-map-section{background:var(--zh-bg);scroll-margin-top:78px}.bo-map-head{display:grid;grid-template-columns:.76fr 1.24fr;gap:70px;align-items:end;margin-bottom:56px}
    .bo-map{position:relative;min-height:660px;display:grid;grid-template-columns:1fr 190px 1fr;gap:30px;align-items:center;padding:58px;background:var(--zh-soft);border:1px solid var(--zh-border);overflow:hidden}.bo-map::before{content:"";position:absolute;inset:28px;background-image:radial-gradient(circle,rgba(90,109,128,.15) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(to bottom,transparent,black 12%,black 88%,transparent)}
    .bo-map-side{position:relative;z-index:2;display:grid;gap:12px;padding:26px;border:1px solid var(--zh-border);background:color-mix(in srgb,var(--zh-bg) 92%,transparent)}.bo-map-side h3{margin:0 0 10px;color:#087786;font-size:14px;letter-spacing:.08em}.bo-map-side.family{border-style:dashed}
    .bo-map-node{min-height:48px;border:1px solid var(--zh-border);background:var(--zh-bg);color:var(--zh-text);padding:10px 13px;text-align:left;font-weight:600;cursor:pointer;transition:opacity .2s ease,border-color .2s ease,background .2s ease}.bo-map-node::before{content:"";display:inline-block;width:8px;height:8px;margin-right:9px;border-radius:50%;border:2px solid #087786}.bo-map-center{position:relative;z-index:3;width:175px;height:175px;border-radius:50%;display:grid;place-items:center;text-align:center;background:var(--zh-navy);color:#fff;font:600 21px/1.35 "Noto Serif SC",serif;box-shadow:0 0 0 12px rgba(45,212,230,.12)}.bo-map-center::before,.bo-map-center::after{content:"";position:absolute;top:50%;width:48px;border-top:2px solid var(--zh-cyan)}.bo-map-center::before{right:100%}.bo-map-center::after{left:100%}
    .bo-map.has-selection .bo-map-node:not(.is-active){opacity:.28}.bo-map .bo-map-node.is-active{border-color:var(--zh-cyan);background:var(--zh-navy);color:#fff;box-shadow:inset 4px 0 0 var(--zh-cyan)}.bo-map .bo-map-side.is-related{outline:2px solid rgba(45,212,230,.45);outline-offset:4px}
    .bo-map-fallback{margin:22px 0 0;color:var(--zh-muted);font-size:15px;line-height:1.8}
    .bo-cash{background:var(--zh-soft)}.cash-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:76px;align-items:start}.cash-pool{position:sticky;top:112px}.cash-core{width:210px;height:210px;margin:38px auto 0;border-radius:50%;display:grid;place-items:center;background:var(--zh-navy);color:#fff;font:600 28px/1.35 "Noto Serif SC",serif;box-shadow:0 0 0 14px rgba(45,212,230,.12)}
    .cash-jobs{border-top:1px solid var(--zh-border)}.cash-job{border-bottom:1px solid var(--zh-border)}.cash-job summary{min-height:64px;display:flex;align-items:center;justify-content:space-between;gap:20px;cursor:pointer;list-style:none;color:var(--zh-text);font-weight:600}.cash-job summary::-webkit-details-marker{display:none}.cash-job summary::after{content:"+";color:#087786;font-size:24px}.cash-job[open] summary::after{content:"−"}.cash-job p{margin:0;padding:0 42px 22px 0;color:var(--zh-muted)}
    .bo-aftertax{background:var(--zh-navy);color:#fff}.bo-aftertax .bo-eyebrow{color:var(--zh-cyan)}.bo-aftertax .bo-copy{color:#c8d4df}.bo-aftertax .bo-key{color:#fff}.aftertax-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:78px;align-items:center}.wealth-transition{display:grid;grid-template-columns:repeat(5,1fr);align-items:center;margin-top:28px}.transition-step{position:relative;min-height:118px;padding:34px 9px 12px;text-align:center;color:#fff;font-weight:600;line-height:1.45}.transition-step::before{content:"";position:absolute;left:50%;top:7px;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan);box-shadow:0 0 0 4px rgba(45,212,230,.13)}.transition-step:not(:last-child)::after{content:"↓";position:absolute;right:-5px;top:35px;transform:rotate(-90deg);color:var(--zh-cyan)}
    .bo-property{background:var(--zh-bg)}.property-layout,.debt-layout,.risk-layout,.legacy-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:76px;align-items:center}.relation-wheel{position:relative;min-height:410px;background-image:radial-gradient(circle,rgba(90,109,128,.17) 1px,transparent 1px);background-size:22px 22px}.relation-wheel svg{position:absolute;inset:0;width:100%;height:100%}.relation-wheel path{fill:none;stroke:rgba(11,29,51,.3);stroke-width:1.5}.relation-core{position:absolute;left:50%;top:48%;transform:translate(-50%,-50%);width:122px;height:122px;border-radius:50%;display:grid;place-items:center;text-align:center;background:var(--zh-navy);color:#fff;font:600 22px/1.35 "Noto Serif SC",serif}.relation-node{position:absolute;padding:7px 10px;background:var(--zh-bg);border-bottom:1px solid var(--zh-border);font-size:14px;font-weight:600}.relation-node.n1{left:2%;top:12%}.relation-node.n2{right:4%;top:10%}.relation-node.n3{right:0;top:54%}.relation-node.n4{right:22%;bottom:3%}.relation-node.n5{left:3%;bottom:15%}
    .bo-questions{margin:28px 0 0;padding:0;list-style:none;border-top:1px solid var(--zh-border)}.bo-questions li{position:relative;padding:17px 8px 17px 28px;border-bottom:1px solid var(--zh-border);color:var(--zh-text)}.bo-questions li::before{content:"";position:absolute;left:3px;top:27px;width:8px;height:8px;border:2px solid #087786;border-radius:50%}
    .bo-debt{background:var(--zh-surface);padding-top:84px;padding-bottom:84px}.debt-node{min-height:300px;display:flex;align-items:center;justify-content:center;position:relative}.debt-node::before{content:"";position:absolute;width:240px;height:240px;border:1px solid var(--zh-border);border-radius:50%}.debt-node::after{content:"现金流 · 资产 · 风险 · 流动性";position:absolute;bottom:24px;color:var(--zh-muted);font-size:13px}.debt-core{position:relative;z-index:2;width:136px;height:136px;border-radius:50%;display:grid;place-items:center;background:var(--zh-navy);color:#fff;font:600 24px/1 "Noto Serif SC",serif;box-shadow:0 0 0 12px rgba(45,212,230,.12)}
    .bo-risk{background:var(--zh-deep);color:#fff}.bo-risk .bo-eyebrow{color:var(--zh-cyan)}.bo-risk .bo-copy{color:#c7d3de}.bo-risk .bo-key{color:#fff}.risk-sequence{border-top:1px solid rgba(255,255,255,.2)}.risk-step{display:grid;grid-template-columns:54px 1fr auto;gap:20px;align-items:center;padding:21px 0;border-bottom:1px solid rgba(255,255,255,.2)}.risk-step span{color:var(--zh-cyan);font:600 13px/1 "DM Sans",sans-serif}.risk-step strong{font-size:17px}.risk-step em{color:#aebfcc;font-style:normal;font-size:13px}.risk-transfer{margin-top:32px;padding:22px 24px;border:1px solid rgba(45,212,230,.5);color:#fff}.risk-transfer strong{color:var(--zh-cyan)}
    .bo-retirement{background:var(--zh-bg)}.retirement-layout{display:grid;grid-template-columns:.86fr 1.14fr;gap:76px;align-items:start}.bo-life-flow{display:grid;grid-template-columns:repeat(5,1fr);margin:46px 0 0;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.bo-life-step{position:relative;min-height:118px;padding:38px 12px 14px;text-align:center;font-weight:600}.bo-life-step::before{content:"";position:absolute;top:10px;left:50%;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan)}.bo-life-step:not(:last-child)::after{content:"→";position:absolute;right:-7px;top:39px;color:#087786}
    .bo-legacy{background:var(--zh-soft)}.asset-paths{border-top:1px solid var(--zh-border)}.asset-path{display:grid;grid-template-columns:.8fr 34px 1.2fr;gap:14px;align-items:center;padding:18px 0;border-bottom:1px solid var(--zh-border)}.asset-path strong{font:600 19px/1.4 "Noto Serif SC",serif}.asset-path span{color:#087786;font-size:20px}.asset-path p{margin:0;color:var(--zh-muted)}
    .bo-climax{background:var(--zh-bg)}.climax-head{text-align:center;max-width:850px;margin:0 auto}.climax-head .bo-copy,.climax-head .bo-key{margin-left:auto;margin-right:auto}.climax-map{position:relative;min-height:460px;margin-top:58px}.climax-map svg{position:absolute;inset:0;width:100%;height:100%}.climax-map path{fill:none;stroke:rgba(11,29,51,.28);stroke-width:1.6}.climax-core{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:180px;height:180px;border-radius:50%;display:grid;place-items:center;text-align:center;background:var(--zh-navy);color:#fff;font:600 24px/1.45 "Noto Serif SC",serif;box-shadow:0 0 0 12px rgba(45,212,230,.12)}.climax-label{position:absolute;padding:9px 13px;border:1px solid var(--zh-border);background:var(--zh-bg);font-weight:600}.climax-label.a{left:5%;top:15%}.climax-label.b{right:4%;top:17%}.climax-label.c{left:9%;bottom:12%}.climax-label.d{right:8%;bottom:10%}.climax-brand{text-align:center;margin:46px 0 0;font:600 clamp(24px,3.2vw,40px)/1.55 "Noto Serif SC",serif}
    .bo-final{min-height:600px;padding:100px 24px;background:var(--zh-deep);color:#fff;display:grid;place-items:center;text-align:center}.bo-final .bo-shell{max-width:860px}.bo-final .bo-copy{margin-left:auto;margin-right:auto;color:#c6d3de}.bo-final .bo-key{margin-left:auto;margin-right:auto;border-left:0;padding-left:0;color:#fff}.bo-final .zh-actions{justify-content:center}
    @media(prefers-color-scheme:dark){.bo-ledger,.bo-map-side,.bo-map-node,.relation-node,.climax-label{background:#10263d}.relation-wheel path,.climax-map path{stroke:rgba(173,195,211,.32)}.bo-map .bo-map-node.is-active{background:var(--zh-cyan);color:var(--zh-navy)}}
    @media(max-width:800px){
      .bo-section{padding:68px 20px}.bo-title{font-size:38px}.bo-title-sm{font-size:33px}.bo-copy{font-size:16px}.bo-key{font-size:21px;padding-left:16px}
      .bo-hero{min-height:auto;padding:70px 20px 58px}.bo-hero .bo-shell{grid-template-columns:1fr;gap:42px}.bo-hero .bo-title{font-size:46px}.bo-hero-visual{height:300px}.hero-system{width:150px;height:185px;top:66px}.hero-system strong{font-size:17px;top:-33px}.hero-system.corp{left:0}.hero-system.family{right:0}
      .bo-two-col,.bo-map-head,.cash-layout,.aftertax-layout,.property-layout,.debt-layout,.risk-layout,.retirement-layout,.legacy-layout{grid-template-columns:1fr;gap:38px}.bo-ledgers{grid-template-columns:1fr;gap:22px}.bo-ledgers::before{left:50%;right:auto;top:26%;bottom:26%;border-top:0;border-bottom:0;border-left:1px dashed #71889c}.bo-example{grid-template-columns:1fr;gap:6px}.bo-map-head{margin-bottom:34px}
      .bo-map{min-height:0;grid-template-columns:1fr;padding:24px 18px;gap:18px}.bo-map-side{padding:18px;gap:10px}.bo-map-center{width:auto;height:auto;min-height:84px;border-radius:42px;order:0}.bo-map-side.corp{order:-1}.bo-map-side.family{order:1}.bo-map-center::before,.bo-map-center::after{left:50%;right:auto;width:0;height:20px;border-top:0;border-left:2px solid var(--zh-cyan)}.bo-map-center::before{bottom:100%;top:auto}.bo-map-center::after{top:100%}.bo-map-node{min-height:52px}.cash-pool{position:static}.cash-core{width:150px;height:150px;font-size:23px;margin-top:22px}.cash-job summary{min-height:70px}.wealth-transition,.bo-life-flow{grid-template-columns:1fr}.transition-step,.bo-life-step{text-align:left;min-height:64px;padding:12px 0 18px 34px}.transition-step::before,.bo-life-step::before{left:6px;top:20px}.transition-step:not(:last-child)::after,.bo-life-step:not(:last-child)::after{content:"↓";left:7px;right:auto;top:auto;bottom:-11px;transform:none}.relation-wheel{min-height:380px}.relation-node{font-size:12px}.risk-step{grid-template-columns:40px 1fr}.risk-step em{grid-column:2}.asset-path{grid-template-columns:1fr;gap:5px}.asset-path span{transform:rotate(90deg);transform-origin:left center;margin-left:12px}.climax-map{min-height:440px}.climax-label{font-size:13px}.climax-label.a{left:0}.climax-label.b{right:0}.climax-label.c{left:0}.climax-label.d{right:0}.climax-core{width:150px;height:150px;font-size:21px}.bo-final{min-height:540px;padding:78px 20px}.bo-final .zh-actions{align-items:center}.bo-final .zh-btn{max-width:340px}
    }
    @media(prefers-reduced-motion:reduce){.bo-map-node{transition:none}}

    /* Chinese Retirement & Cash Flow — resources changing from accumulation to household use. */
    .retire-v1-zh{display:none;background:var(--zh-bg);color:var(--zh-text);font-family:"Noto Sans SC","DM Sans",sans-serif;line-height:1.8;overflow:hidden}
    body.route-retirement .retire-v1-zh{display:block}
    body.route-retirement .route-placeholder{display:none!important}
    .rt-section{position:relative;padding:108px 24px}
    .rt-shell{width:min(1200px,100%);margin:0 auto}
    .rt-eyebrow{margin:0 0 18px;color:#087786;font:600 12px/1.35 "DM Sans","Noto Sans SC",sans-serif;letter-spacing:.14em;text-transform:uppercase}
    .rt-title{margin:0;color:inherit;font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(36px,4.7vw,64px);font-weight:600;line-height:1.24;letter-spacing:-.035em}
    .rt-title-sm{font-size:clamp(31px,3.7vw,49px)}
    .rt-copy{max-width:720px;margin:22px 0 0;color:var(--zh-muted);font-size:17px;line-height:1.85}
    .rt-copy strong{color:var(--zh-text)}
    .rt-key{max-width:760px;margin:30px 0 0;padding:4px 0 4px 22px;border-left:2px solid var(--zh-cyan);color:var(--zh-text);font:600 clamp(21px,2.2vw,28px)/1.65 "Noto Serif SC","Source Serif 4",serif}
    .rt-hero{min-height:calc(100svh - 74px);padding:clamp(74px,9vw,128px) 24px 78px;background:var(--zh-deep);color:#fff;display:grid;align-items:center;overflow:hidden}
    .rt-hero .rt-shell{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(390px,.92fr);gap:68px;align-items:center}
    .rt-hero .rt-eyebrow{color:var(--zh-cyan)}.rt-hero .rt-copy{color:#c8d4df}.rt-hero .rt-copy strong,.rt-hero .rt-key{color:#fff}.rt-hero .zh-btn-secondary{color:#fff;border-color:rgba(255,255,255,.34)}
    .rt-hero-visual{position:relative;height:540px}.rt-resource{position:absolute;z-index:2;padding:8px 12px;border:1px solid rgba(255,255,255,.28);background:var(--zh-deep);color:#dce7ef;font-size:12px;font-weight:600}.rt-resource::before{content:"";display:inline-block;width:7px;height:7px;margin-right:7px;border-radius:50%;background:var(--zh-cyan)}.rt-resource.r1{left:2%;top:12%}.rt-resource.r2{left:34%;top:4%}.rt-resource.r3{right:5%;top:18%}.rt-resource.r4{left:5%;top:48%}.rt-resource.r5{left:38%;top:36%}.rt-resource.r6{right:2%;top:49%}.rt-resource.r7{left:21%;bottom:8%}.rt-resource.r8{right:19%;bottom:9%}
    .rt-hero-visual svg{position:absolute;inset:0;width:100%;height:100%}.rt-hero-visual path{fill:none;stroke:rgba(45,212,230,.36);stroke-width:1.5;stroke-dasharray:7 10}.rt-household-hint{position:absolute;right:8%;bottom:30%;width:146px;height:106px;border-radius:52% 48% 45% 55%/55% 45% 55% 45%;display:grid;place-items:center;text-align:center;background:var(--zh-mid);border:1px solid rgba(45,212,230,.55);font:600 18px/1.45 "Noto Serif SC",serif}
    .rt-shift{background:var(--zh-soft)}.rt-split{display:grid;grid-template-columns:.78fr 1.22fr;gap:76px;align-items:start}.rt-questions{margin-top:28px;border-top:1px solid var(--zh-border)}.rt-questions p{margin:0;padding:16px 0;border-bottom:1px solid var(--zh-border);color:var(--zh-text);font-weight:600}
    .rt-flow{display:grid;grid-template-columns:repeat(4,1fr);margin:24px 0 0;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.rt-flow-step{position:relative;min-height:108px;padding:38px 12px 14px;text-align:center;font-weight:600}.rt-flow-step::before{content:"";position:absolute;left:50%;top:10px;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan);box-shadow:0 0 0 4px rgba(45,212,230,.14)}.rt-flow-step:not(:last-child)::after{content:"→";position:absolute;right:-7px;top:39px;color:#087786}
    .rt-map-section{background:var(--zh-bg);scroll-margin-top:78px}.rt-map-head{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:end;margin-bottom:54px}
    .rt-map{position:relative;min-height:690px;border:1px solid var(--zh-border);background:var(--zh-soft);overflow:hidden}.rt-map::before{content:"";position:absolute;inset:30px;background-image:radial-gradient(circle,rgba(90,109,128,.16) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(to bottom,transparent,black 13%,black 87%,transparent)}.rt-map svg{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.rt-map path{fill:none;stroke:rgba(11,29,51,.28);stroke-width:1.5;transition:opacity .2s ease,stroke .2s ease,stroke-width .2s ease}
    .rt-map-core{position:absolute;left:43%;top:41%;z-index:3;width:184px;min-height:120px;border-radius:56% 44% 48% 52%/48% 55% 45% 52%;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;background:var(--zh-navy);color:#fff;box-shadow:0 18px 46px rgba(11,29,51,.16)}.rt-map-core strong{font:600 25px/1.35 "Noto Serif SC",serif}.rt-map-core span{color:var(--zh-cyan);font-size:13px}
    .rt-node{position:absolute;z-index:4;min-width:128px;min-height:54px;padding:11px 15px;border:1.5px solid var(--zh-navy);background:var(--zh-bg);color:var(--zh-navy);font-weight:600;cursor:pointer;transition:opacity .2s ease,background .2s ease,transform .2s ease}.rt-node::before{content:"";display:inline-block;width:8px;height:8px;margin-right:8px;border-radius:50%;background:var(--zh-cyan)}.rt-node[data-rt-node="cpp"]{left:6%;top:10%}.rt-node[data-rt-node="oas"]{left:37%;top:6%}.rt-node[data-rt-node="rrsp"]{right:7%;top:14%}.rt-node[data-rt-node="tfsa"]{right:5%;top:39%}.rt-node[data-rt-node="nonreg"]{right:10%;bottom:11%}.rt-node[data-rt-node="corp"]{left:38%;bottom:6%}.rt-node[data-rt-node="realestate"]{left:8%;bottom:13%}.rt-node[data-rt-node="pension"]{left:4%;top:41%}.rt-node[data-rt-node="cash"]{left:19%;top:67%}.rt-map.has-selection .rt-node:not(.is-active),.rt-map.has-selection path:not(.is-active){opacity:.2}.rt-map .rt-node.is-active{background:var(--zh-navy);color:#fff;border-color:var(--zh-cyan);transform:translateY(-2px)}.rt-map path.is-active{opacity:1!important;stroke:var(--zh-cyan);stroke-width:3}
    .rt-map-foot{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:26px}.rt-map-foot p{margin:0;color:var(--zh-muted)}.rt-map-status{padding-left:18px;border-left:2px solid var(--zh-cyan)}
    .rt-timelines{background:var(--zh-navy);color:#fff}.rt-timelines .rt-eyebrow{color:var(--zh-cyan)}.rt-timelines .rt-copy{color:#c7d4df}.rt-timelines .rt-key{color:#fff}.timeline-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:76px;align-items:start}.timeline-pair{display:grid;gap:26px}.timeline-track{padding:22px 0;border-top:1px solid rgba(255,255,255,.22);border-bottom:1px solid rgba(255,255,255,.22)}.timeline-track h3{margin:0 0 18px;font:600 21px/1.4 "Noto Serif SC",serif}.timeline-line{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.timeline-point{position:relative;padding:28px 7px 0;color:#c5d2dd;font-size:13px;text-align:center}.timeline-point::before{content:"";position:absolute;left:50%;top:5px;width:9px;height:9px;border-radius:50%;background:var(--zh-cyan);z-index:2}.timeline-point:not(:last-child)::after{content:"";position:absolute;left:50%;right:-50%;top:9px;border-top:1px solid rgba(45,212,230,.5)}.timeline-merge{margin-top:8px;padding:24px;border:1px solid rgba(45,212,230,.55);text-align:center;font:600 21px/1.5 "Noto Serif SC",serif}.timeline-merge::before{content:"↓";display:block;color:var(--zh-cyan);margin-bottom:10px}
    .rt-list{margin:28px 0 0;padding:0;list-style:none;border-top:1px solid var(--zh-border)}.rt-list li{position:relative;padding:17px 8px 17px 28px;border-bottom:1px solid var(--zh-border);color:var(--zh-text)}.rt-list li::before{content:"";position:absolute;left:3px;top:27px;width:8px;height:8px;border:2px solid #087786;border-radius:50%}.rt-timelines .rt-list{border-color:rgba(255,255,255,.2)}.rt-timelines .rt-list li{border-color:rgba(255,255,255,.2);color:#fff}.rt-timelines .rt-list li::before{border-color:var(--zh-cyan)}
    .rt-compact{padding-top:78px;padding-bottom:78px}.rt-cpp{background:var(--zh-bg)}.compact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:start}.choice-line{display:grid;grid-template-columns:repeat(4,1fr);margin:8px 0 30px}.choice-point{position:relative;padding:35px 8px 10px;text-align:center;color:var(--zh-muted);font-weight:600}.choice-point::before{content:"";position:absolute;left:50%;top:8px;width:11px;height:11px;border:2px solid #087786;border-radius:50%;background:var(--zh-bg);z-index:2}.choice-point:not(:last-child)::after{content:"";position:absolute;left:50%;right:-50%;top:14px;border-top:1px solid var(--zh-border)}
    .rt-rrsp{background:var(--zh-soft)}.rrsp-flow{display:grid;grid-template-columns:repeat(5,1fr);margin-top:38px}.rrsp-step{position:relative;min-height:110px;padding:38px 9px 12px;text-align:center;font-weight:600}.rrsp-step::before{content:"";position:absolute;left:50%;top:9px;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan)}.rrsp-step:not(:last-child)::after{content:"→";position:absolute;right:-6px;top:38px;color:#087786}
    .rt-flex{background:var(--zh-bg)}.flex-layout{display:grid;grid-template-columns:.86fr 1.14fr;gap:72px;align-items:center}.flex-reservoir{min-height:360px;position:relative;display:grid;place-items:center}.flex-reservoir::before{content:"";position:absolute;width:280px;height:280px;border:2px solid var(--zh-cyan);border-top-color:transparent;border-radius:50% 50% 44% 56%;transform:rotate(8deg)}.flex-core{position:relative;z-index:2;width:168px;height:168px;border-radius:50%;display:grid;place-items:center;text-align:center;padding:20px;background:var(--zh-navy);color:#fff;font:600 23px/1.4 "Noto Serif SC",serif}.flex-label{position:absolute;color:var(--zh-muted);font-size:13px;font-weight:600}.flex-label.a{left:1%;top:16%}.flex-label.b{right:3%;top:21%}.flex-label.c{left:5%;bottom:15%}.flex-label.d{right:2%;bottom:12%}
    .rt-corporate{background:var(--zh-surface)}.bridge-map{display:grid;grid-template-columns:1fr 90px 1fr;gap:18px;align-items:center;margin-top:26px}.bridge-block{min-height:150px;padding:24px;border-top:2px solid var(--zh-cyan);background:var(--zh-bg)}.bridge-block strong{display:block;font:600 22px/1.4 "Noto Serif SC",serif}.bridge-block span{display:block;margin-top:12px;color:var(--zh-muted)}.bridge-link{text-align:center;color:#087786;font-size:28px}
    .rt-property{background:var(--zh-bg)}.rt-wheel{position:relative;min-height:370px;background-image:radial-gradient(circle,rgba(90,109,128,.17) 1px,transparent 1px);background-size:22px 22px}.rt-wheel svg{position:absolute;inset:0;width:100%;height:100%}.rt-wheel path{fill:none;stroke:rgba(11,29,51,.3);stroke-width:1.5}.rt-wheel-core{position:absolute;left:50%;top:48%;transform:translate(-50%,-50%);width:120px;height:120px;border-radius:50%;display:grid;place-items:center;background:var(--zh-navy);color:#fff;font:600 21px/1 "Noto Serif SC",serif}.rt-wheel-node{position:absolute;padding:6px 9px;background:var(--zh-bg);border-bottom:1px solid var(--zh-border);font-size:13px;font-weight:600}.rt-wheel-node.n1{left:2%;top:10%}.rt-wheel-node.n2{right:4%;top:8%}.rt-wheel-node.n3{right:0;top:50%}.rt-wheel-node.n4{right:17%;bottom:4%}.rt-wheel-node.n5{left:15%;bottom:3%}.rt-wheel-node.n6{left:0;top:51%}
    .rt-using{background:var(--zh-deep);color:#fff}.rt-using .rt-eyebrow{color:var(--zh-cyan)}.rt-using .rt-copy{color:#c7d4df}.rt-using .rt-key{color:#fff}.using-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:76px;align-items:start}.wealth-jobs{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid rgba(255,255,255,.2);border-left:1px solid rgba(255,255,255,.2)}.wealth-job{min-height:170px;padding:28px;border-right:1px solid rgba(255,255,255,.2);border-bottom:1px solid rgba(255,255,255,.2);display:flex;flex-direction:column;justify-content:space-between}.wealth-job strong{font:600 25px/1.35 "Noto Serif SC",serif}.wealth-job span{color:#aebfcc;font-size:13px}
    .rt-survivor{background:var(--zh-soft)}.survivor-layout{display:grid;grid-template-columns:.84fr 1.16fr;gap:76px;align-items:start}.survivor-diagram{display:grid;grid-template-columns:1fr 70px 1fr;gap:18px;align-items:center;margin-top:30px}.survivor-state{min-height:240px;padding:28px;background:var(--zh-bg);border:1px solid var(--zh-border)}.survivor-state h3{margin:0 0 22px;font:600 23px/1.4 "Noto Serif SC",serif}.survivor-state span{display:block;padding:9px 0;border-top:1px solid var(--zh-border);color:var(--zh-muted)}.survivor-arrow{text-align:center;color:#087786;font-size:28px}
    .rt-legacy{background:var(--zh-bg)}.legacy-flow{display:grid;grid-template-columns:repeat(5,1fr);margin-top:38px;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.legacy-step{position:relative;min-height:108px;padding:38px 9px 12px;text-align:center;font-weight:600}.legacy-step::before{content:"";position:absolute;left:50%;top:10px;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan)}.legacy-step:not(:last-child)::after{content:"→";position:absolute;right:-6px;top:39px;color:#087786}
    .rt-climax{background:var(--zh-surface)}.rt-climax-head{text-align:center;max-width:860px;margin:0 auto}.rt-climax-head .rt-copy,.rt-climax-head .rt-key{margin-left:auto;margin-right:auto}.rt-climax-map{position:relative;min-height:500px;margin-top:54px}.rt-climax-map svg{position:absolute;inset:0;width:100%;height:100%}.rt-climax-map path{fill:none;stroke:rgba(11,29,51,.28);stroke-width:1.6}.rt-climax-core{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:190px;height:190px;border-radius:50%;display:grid;place-items:center;text-align:center;background:var(--zh-navy);color:#fff;font:600 24px/1.45 "Noto Serif SC",serif;box-shadow:0 0 0 12px rgba(45,212,230,.12)}.rt-climax-label{position:absolute;padding:8px 12px;background:var(--zh-bg);border-bottom:1px solid var(--zh-border);font-weight:600}.rt-climax-label.a{left:4%;top:10%}.rt-climax-label.b{left:42%;top:3%}.rt-climax-label.c{right:4%;top:13%}.rt-climax-label.d{right:0;top:54%}.rt-climax-label.e{right:13%;bottom:5%}.rt-climax-label.f{left:12%;bottom:5%}.rt-climax-label.g{left:0;top:55%}.rt-climax-brand{text-align:center;margin:38px 0 0;font:600 clamp(24px,3.2vw,40px)/1.55 "Noto Serif SC",serif}
    .rt-final{min-height:600px;padding:100px 24px;background:var(--zh-deep);color:#fff;display:grid;place-items:center;text-align:center}.rt-final .rt-shell{max-width:860px}.rt-final .rt-copy{margin-left:auto;margin-right:auto;color:#c6d3de}.rt-final .rt-key{margin-left:auto;margin-right:auto;border-left:0;padding-left:0;color:#fff}.rt-final .zh-actions{justify-content:center}
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    @media(max-width:800px){
      .rt-section{padding:68px 20px}.rt-title{font-size:38px}.rt-title-sm{font-size:33px}.rt-copy{font-size:16px}.rt-key{font-size:21px;padding-left:16px}.rt-compact{padding-top:60px;padding-bottom:60px}
      .rt-hero{min-height:auto;padding:70px 20px 58px}.rt-hero .rt-shell{grid-template-columns:1fr;gap:38px}.rt-hero .rt-title{font-size:45px}.rt-hero-visual{height:300px}.rt-resource{font-size:10px;padding:6px 8px}.rt-household-hint{width:112px;height:82px;font-size:15px;right:3%;bottom:29%}
      .rt-split,.rt-map-head,.timeline-layout,.compact-layout,.flex-layout,.using-layout,.survivor-layout{grid-template-columns:1fr;gap:38px}.rt-flow,.rrsp-flow,.legacy-flow{grid-template-columns:1fr}.rt-flow-step,.rrsp-step,.legacy-step{text-align:left;min-height:64px;padding:12px 0 18px 34px}.rt-flow-step::before,.rrsp-step::before,.legacy-step::before{left:6px;top:20px}.rt-flow-step:not(:last-child)::after,.rrsp-step:not(:last-child)::after,.legacy-step:not(:last-child)::after{content:"↓";left:7px;right:auto;top:auto;bottom:-11px}.rt-map-head{margin-bottom:34px}
      .rt-map{min-height:0;padding:28px 84px 28px 16px;display:grid;gap:13px}.rt-map svg{display:none}.rt-map::after{content:"";position:absolute;right:41px;top:36px;bottom:36px;border-left:1.5px dashed rgba(90,109,128,.45)}.rt-map-core{left:auto;right:8px;top:42%;width:68px;min-height:164px;border-radius:40px;padding:10px 7px}.rt-map-core strong{font-size:17px}.rt-map-core span{font-size:10px}.rt-node{position:relative!important;left:auto!important;right:auto!important;top:auto!important;bottom:auto!important;width:100%;min-width:0;min-height:68px;text-align:left;padding:10px 12px;font-size:14px}.rt-node:nth-of-type(even){width:88%;margin-left:12%}.rt-node::after{content:"选择后显示相关影响";display:block;margin-top:3px;color:var(--zh-muted);font-size:10px;font-weight:400}.rt-map-foot{grid-template-columns:1fr;gap:16px}.timeline-line{grid-template-columns:1fr}.timeline-point{text-align:left;padding:7px 0 19px 30px}.timeline-point::before{left:5px;top:13px}.timeline-point:not(:last-child)::after{left:9px;right:auto;top:19px;bottom:-3px;border-top:0;border-left:1px solid rgba(45,212,230,.5)}
      .choice-line{grid-template-columns:1fr}.choice-point{text-align:left;padding:8px 0 20px 30px}.choice-point::before{left:5px;top:13px}.choice-point:not(:last-child)::after{left:10px;right:auto;top:19px;bottom:-3px;border-top:0;border-left:1px solid var(--zh-border)}.flex-reservoir{min-height:320px}.bridge-map{grid-template-columns:1fr}.bridge-link{transform:rotate(90deg)}.wealth-jobs{grid-template-columns:1fr}.wealth-job{min-height:130px}.survivor-diagram{grid-template-columns:1fr}.survivor-arrow{transform:rotate(90deg)}.survivor-state{min-height:0}.rt-climax-map{min-height:500px}.rt-climax-core{width:150px;height:150px;font-size:20px}.rt-climax-label{font-size:12px}.rt-climax-label.a{left:0}.rt-climax-label.b{left:36%}.rt-climax-label.c{right:0}.rt-climax-label.d{right:0}.rt-climax-label.e{right:0}.rt-climax-label.f{left:0}.rt-climax-label.g{left:0}.rt-final{min-height:540px;padding:78px 20px}.rt-final .zh-actions{align-items:center}.rt-final .zh-btn{max-width:340px}
    }
    .rt-flow-step,.rrsp-step,.legacy-step,.timeline-point,.choice-point{overflow:visible;line-height:1.45}
    @media(prefers-reduced-motion:reduce){.rt-node,.rt-map path{transition:none}}

    /* Chinese Tax Planning — tax as a relationship across the full family wealth lifecycle. */
    .tax-v1-zh{display:none;background:var(--zh-bg);color:var(--zh-text);font-family:"Noto Sans SC","DM Sans",sans-serif;line-height:1.8;overflow:hidden}
    body.route-tax .tax-v1-zh{display:block}
    body.route-tax .route-placeholder{display:none!important}
    .tp-section{position:relative;padding:108px 24px}
    .tp-shell{width:min(1200px,100%);margin:0 auto}
    .tp-eyebrow{margin:0 0 18px;color:#087786;font:600 12px/1.35 "DM Sans","Noto Sans SC",sans-serif;letter-spacing:.14em;text-transform:uppercase}
    .tp-title{margin:0;color:inherit;font-family:"Noto Serif SC","Source Serif 4",serif;font-size:clamp(36px,4.7vw,64px);font-weight:600;line-height:1.24;letter-spacing:-.035em}
    .tp-title-sm{font-size:clamp(31px,3.7vw,49px)}
    .tp-copy{max-width:720px;margin:22px 0 0;color:var(--zh-muted);font-size:17px;line-height:1.85}
    .tp-copy strong{color:var(--zh-text)}
    .tp-key{max-width:780px;margin:30px 0 0;padding:4px 0 4px 22px;border-left:2px solid var(--zh-cyan);color:var(--zh-text);font:600 clamp(21px,2.2vw,28px)/1.65 "Noto Serif SC","Source Serif 4",serif}
    .tp-hero{min-height:calc(100svh - 74px);padding:clamp(74px,9vw,128px) 24px 78px;background:var(--zh-deep);color:#fff;display:grid;align-items:center;overflow:hidden}
    .tp-hero .tp-shell{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(390px,.92fr);gap:68px;align-items:center}
    .tp-hero .tp-eyebrow{color:var(--zh-cyan)}.tp-hero .tp-copy{color:#c8d4df}.tp-hero .tp-copy strong,.tp-hero .tp-key{color:#fff}.tp-hero .zh-btn-secondary{color:#fff;border-color:rgba(255,255,255,.34)}
    .tp-hero-visual{position:relative;height:540px}.tp-hero-visual svg{position:absolute;inset:0;width:100%;height:100%}.tp-hero-visual path{fill:none;stroke:rgba(45,212,230,.33);stroke-width:1.4;stroke-dasharray:7 11}
    .tp-hero-node{position:absolute;z-index:2;padding:8px 12px;border:1px solid rgba(255,255,255,.28);background:var(--zh-deep);color:#dce7ef;font-size:13px;font-weight:600}.tp-hero-node::before{content:"";display:inline-block;width:7px;height:7px;margin-right:7px;border-radius:50%;background:var(--zh-cyan)}.tp-hero-node.n1{left:2%;top:12%}.tp-hero-node.n2{left:39%;top:4%}.tp-hero-node.n3{right:4%;top:22%}.tp-hero-node.n4{left:4%;top:54%}.tp-hero-node.n5{right:5%;top:58%}.tp-hero-node.n6{left:39%;bottom:5%}
    .tp-past{background:var(--zh-soft)}.tp-two-col{display:grid;grid-template-columns:.8fr 1.2fr;gap:76px;align-items:start}.past-future{position:relative;display:grid;grid-template-columns:1fr 92px 1fr;align-items:start;margin-top:8px}.time-side{padding:28px;border-top:3px solid var(--zh-border);background:var(--zh-bg);min-height:360px}.time-side.future{border-top-color:var(--zh-cyan)}.time-side h3{margin:0 0 22px;font:600 25px/1.4 "Noto Serif SC",serif}.time-side p{margin:0;padding:13px 0;border-top:1px solid var(--zh-border);color:var(--zh-muted)}.today-marker{align-self:center;text-align:center;font-weight:600;color:#087786}.today-marker::before,.today-marker::after{content:"";display:block;height:1px;background:var(--zh-border);margin:14px 0}.past-notes{display:grid;grid-template-columns:1fr 1fr;gap:38px;margin-top:38px}.past-notes p{margin:0;color:var(--zh-muted)}
    .tp-map-section{background:var(--zh-bg);scroll-margin-top:78px}.tp-map-head{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:end;margin-bottom:54px}
    .tp-map{position:relative;min-height:700px;border:1px solid var(--zh-border);background:var(--zh-soft);overflow:hidden}.tp-map::before{content:"";position:absolute;inset:30px;background-image:radial-gradient(circle,rgba(90,109,128,.16) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(to bottom,transparent,black 13%,black 87%,transparent)}.tp-map svg{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.tp-map path{fill:none;stroke:rgba(11,29,51,.28);stroke-width:1.5;transition:opacity .2s ease,stroke .2s ease,stroke-width .2s ease}
    .tp-map-core{position:absolute;left:42%;top:41%;z-index:3;width:192px;min-height:124px;border-radius:56% 44% 48% 52%/48% 55% 45% 52%;display:flex;justify-content:center;align-items:center;text-align:center;background:var(--zh-navy);color:#fff;box-shadow:0 18px 46px rgba(11,29,51,.16);font:600 25px/1.4 "Noto Serif SC",serif}
    .tp-node{position:absolute;z-index:4;min-width:136px;min-height:54px;padding:11px 15px;border:1.5px solid var(--zh-navy);background:var(--zh-bg);color:var(--zh-navy);font-weight:600;cursor:pointer;text-align:left;transition:opacity .2s ease,background .2s ease,transform .2s ease}.tp-node::before{content:"";display:inline-block;width:8px;height:8px;margin-right:8px;border-radius:50%;background:var(--zh-cyan)}.tp-node[data-tp-node="income"]{left:6%;top:10%}.tp-node[data-tp-node="rrsp"]{left:37%;top:5%}.tp-node[data-tp-node="tfsa"]{right:8%;top:12%}.tp-node[data-tp-node="nonreg"]{right:5%;top:38%}.tp-node[data-tp-node="company"]{right:8%;bottom:11%}.tp-node[data-tp-node="realestate"]{left:39%;bottom:6%}.tp-node[data-tp-node="debt"]{left:8%;bottom:12%}.tp-node[data-tp-node="retirement"]{left:4%;top:42%}.tp-node[data-tp-node="risk"]{left:20%;top:66%}.tp-node[data-tp-node="legacy"]{right:20%;top:66%}
    .tp-map.has-selection .tp-node:not(.is-active),.tp-map.has-selection path:not(.is-active){opacity:.2}.tp-map .tp-node.is-active{background:var(--zh-navy);color:#fff;border-color:var(--zh-cyan);transform:translateY(-2px)}.tp-map path.is-active{opacity:1!important;stroke:var(--zh-cyan);stroke-width:3}.tp-map-foot{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:26px}.tp-map-foot p{margin:0;color:var(--zh-muted)}.tp-map-status{padding-left:18px;border-left:2px solid var(--zh-cyan)}
    .tp-moments{background:var(--zh-navy);color:#fff}.tp-moments .tp-eyebrow{color:var(--zh-cyan)}.tp-moments .tp-copy{color:#c7d4df}.tp-moments .tp-key{color:#fff}.moments-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:76px;align-items:start}.moment-flow{display:grid;grid-template-columns:repeat(3,1fr);margin-top:10px}.moment-step{position:relative;min-height:220px;padding:60px 22px 22px;border-top:1px solid rgba(255,255,255,.2)}.moment-step::before{content:"";position:absolute;left:24px;top:21px;width:11px;height:11px;border-radius:50%;background:var(--zh-cyan)}.moment-step:not(:last-child)::after{content:"→";position:absolute;right:-7px;top:54px;color:var(--zh-cyan)}.moment-step b{display:block;color:var(--zh-cyan);font:600 12px/1 "DM Sans",sans-serif;letter-spacing:.1em}.moment-step strong{display:block;margin:10px 0 12px;font:600 25px/1.35 "Noto Serif SC",serif}.moment-step span{color:#c7d4df;font-size:15px}
    .tp-rrsp{background:var(--zh-bg)}.rrsp-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:76px;align-items:start}.tp-list{margin:28px 0 0;padding:0;list-style:none;border-top:1px solid var(--zh-border)}.tp-list li{position:relative;padding:17px 8px 17px 28px;border-bottom:1px solid var(--zh-border);color:var(--zh-text)}.tp-list li::before{content:"";position:absolute;left:3px;top:27px;width:8px;height:8px;border:2px solid #087786;border-radius:50%}.tp-life-flow{display:grid;grid-template-columns:repeat(5,1fr);margin-top:40px;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.tp-life-step{position:relative;min-height:120px;padding:38px 8px 18px;text-align:center;font-weight:600;overflow:visible}.tp-life-step::before{content:"";position:absolute;left:50%;top:10px;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan)}.tp-life-step:not(:last-child)::after{content:"→";position:absolute;right:0;top:39px;color:#087786}
    .tp-compact{padding-top:78px;padding-bottom:78px}.tp-flex{background:var(--zh-soft)}.compact-layout-tp{display:grid;grid-template-columns:.84fr 1.16fr;gap:72px;align-items:center}.optionality{position:relative;min-height:360px;display:grid;place-items:center}.optionality::before{content:"";position:absolute;width:285px;height:285px;border:2px solid var(--zh-cyan);border-right-color:transparent;border-radius:45% 55% 52% 48%;transform:rotate(-9deg)}.optionality-core{position:relative;z-index:2;width:168px;height:168px;border-radius:50%;display:grid;place-items:center;text-align:center;background:var(--zh-navy);color:#fff;font:600 23px/1.4 "Noto Serif SC",serif}.optionality-label{position:absolute;color:var(--zh-muted);font-size:13px;font-weight:600}.optionality-label.a{left:0;top:10%}.optionality-label.b{right:0;top:13%}.optionality-label.c{left:1%;top:46%}.optionality-label.d{right:0;top:48%}.optionality-label.e{left:8%;bottom:4%}.optionality-label.f{right:4%;bottom:3%}
    .tp-return{background:var(--zh-bg)}.return-flow{display:grid;grid-template-columns:1fr 62px 1fr 62px 1fr;align-items:center;margin-top:26px}.return-step{min-height:130px;padding:26px;border-top:2px solid var(--zh-cyan);background:var(--zh-soft);display:flex;align-items:center;font:600 21px/1.45 "Noto Serif SC",serif}.return-arrow{text-align:center;color:#087786;font-size:26px}
    .tp-corporate{background:var(--zh-surface)}.corp-bridge{display:grid;grid-template-columns:1fr 76px 1fr 76px 1fr;align-items:center;margin-top:28px}.corp-block{min-height:145px;padding:25px;border-top:2px solid var(--zh-cyan);background:var(--zh-bg);display:flex;align-items:center;justify-content:center;text-align:center;font:600 22px/1.45 "Noto Serif SC",serif}.corp-link{text-align:center;color:#087786;font-size:27px}
    .tp-property{background:var(--zh-bg)}.property-layout-tp,.debt-layout-tp,.legacy-layout-tp{display:grid;grid-template-columns:.82fr 1.18fr;gap:76px;align-items:center}.tp-wheel{position:relative;min-height:380px;background-image:radial-gradient(circle,rgba(90,109,128,.17) 1px,transparent 1px);background-size:22px 22px}.tp-wheel svg{position:absolute;inset:0;width:100%;height:100%}.tp-wheel path{fill:none;stroke:rgba(11,29,51,.3);stroke-width:1.5}.tp-wheel-core{position:absolute;left:50%;top:48%;transform:translate(-50%,-50%);width:124px;height:124px;border-radius:50%;display:grid;place-items:center;background:var(--zh-navy);color:#fff;font:600 21px/1 "Noto Serif SC",serif}.tp-wheel-node{position:absolute;padding:6px 9px;background:var(--zh-bg);border-bottom:1px solid var(--zh-border);font-size:13px;font-weight:600}.tp-wheel-node.n1{left:2%;top:9%}.tp-wheel-node.n2{right:4%;top:8%}.tp-wheel-node.n3{right:0;top:48%}.tp-wheel-node.n4{right:16%;bottom:4%}.tp-wheel-node.n5{left:16%;bottom:4%}.tp-wheel-node.n6{left:0;top:49%}
    .tp-debt{background:var(--zh-soft)}.debt-flow-tp{display:grid;grid-template-columns:repeat(5,1fr);margin-top:30px;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.debt-step-tp{position:relative;min-height:120px;padding:38px 8px 18px;text-align:center;font-weight:600;overflow:visible}.debt-step-tp::before{content:"";position:absolute;left:50%;top:10px;width:10px;height:10px;border-radius:50%;background:var(--zh-cyan)}.debt-step-tp:not(:last-child)::after{content:"→";position:absolute;right:0;top:39px;color:#087786}.debt-step-tp.tax-node{font-weight:500;color:var(--zh-muted)}
    .tp-retirement{background:var(--zh-navy);color:#fff}.tp-retirement .tp-eyebrow{color:var(--zh-cyan)}.tp-retirement .tp-copy{color:#c7d4df}.tp-retirement .tp-key{color:#fff}.retire-tax-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:76px;align-items:start}.income-streams{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.18)}.income-stream{min-height:62px;padding:16px;background:var(--zh-navy);font-weight:600}.income-stream::before{content:"";display:inline-block;width:7px;height:7px;margin-right:9px;border-radius:50%;background:var(--zh-cyan)}.retire-cashflow{margin-top:22px;padding:26px;border:1px solid rgba(45,212,230,.6);text-align:center;font:600 22px/1.45 "Noto Serif SC",serif}.retire-context{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:14px}.retire-context span{padding:5px 10px;border-bottom:1px solid rgba(255,255,255,.26);color:#c7d4df;font-size:13px}
    .tp-legacy{background:var(--zh-bg)}.legacy-paths-tp{border-top:1px solid var(--zh-border)}.legacy-path-tp{display:grid;grid-template-columns:.8fr 34px 1.2fr;gap:14px;align-items:center;padding:16px 0;border-bottom:1px solid var(--zh-border)}.legacy-path-tp strong{font:600 18px/1.4 "Noto Serif SC",serif}.legacy-path-tp span{color:#087786;font-size:20px}.legacy-path-tp p{margin:0;color:var(--zh-muted)}
    .tp-philosophy{background:var(--zh-deep);color:#fff;text-align:center}.tp-philosophy .tp-eyebrow{color:var(--zh-cyan)}.tp-philosophy .tp-copy{color:#c7d4df;margin-left:auto;margin-right:auto}.tp-philosophy .tp-key{color:#fff;margin-left:auto;margin-right:auto;border-left:0;padding-left:0}.decision-orbit{position:relative;min-height:510px;margin-top:50px}.decision-orbit svg{position:absolute;inset:0;width:100%;height:100%}.decision-orbit path{fill:none;stroke:rgba(45,212,230,.35);stroke-width:1.5}.decision-core-tp{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:184px;height:184px;border-radius:50%;display:grid;place-items:center;background:var(--zh-mid);border:1px solid var(--zh-cyan);font:600 26px/1.4 "Noto Serif SC",serif;box-shadow:0 0 0 12px rgba(45,212,230,.1)}.decision-factor{position:absolute;padding:8px 12px;border-bottom:1px solid rgba(255,255,255,.26);font-weight:600}.decision-factor.a{left:5%;top:12%}.decision-factor.b{left:45%;top:2%}.decision-factor.c{right:5%;top:15%}.decision-factor.d{right:4%;bottom:15%}.decision-factor.e{left:44%;bottom:2%}.decision-factor.f{left:5%;bottom:16%}.tp-large{margin:48px auto 0;max-width:850px;font:600 clamp(30px,4.4vw,58px)/1.45 "Noto Serif SC",serif;color:#fff}
    .tp-lifecycle-climax{background:var(--zh-surface);text-align:center}.tp-lifecycle-climax .tp-copy,.tp-lifecycle-climax .tp-key{margin-left:auto;margin-right:auto}.whole-life{display:grid;grid-template-columns:repeat(5,1fr);margin-top:58px;border-top:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border)}.whole-life-step{position:relative;min-height:158px;padding:48px 12px 24px;font:600 22px/1.4 "Noto Serif SC",serif;overflow:visible}.whole-life-step::before{content:"";position:absolute;left:50%;top:14px;width:12px;height:12px;border-radius:50%;background:var(--zh-cyan)}.whole-life-step:not(:last-child)::after{content:"→";position:absolute;right:0;top:50px;color:#087786}.whole-life-context{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:28px}.whole-life-context span{padding:7px 11px;border-bottom:1px solid var(--zh-border);color:var(--zh-muted);font-weight:600}
    .tp-final{min-height:600px;padding:100px 24px;background:var(--zh-deep);color:#fff;display:grid;place-items:center;text-align:center}.tp-final .tp-shell{max-width:860px}.tp-final .tp-copy{margin-left:auto;margin-right:auto;color:#c6d3de}.tp-final .tp-key{margin-left:auto;margin-right:auto;border-left:0;padding-left:0;color:#fff}.tp-final .zh-actions{justify-content:center}
    @media(prefers-color-scheme:dark){.time-side,.tp-node,.return-step,.corp-block,.tp-wheel-node{background:#10263d}.tp-map path,.tp-wheel path{stroke:rgba(173,195,211,.32)}.tp-map .tp-node.is-active{background:var(--zh-cyan);color:var(--zh-navy)}}
    @media(max-width:800px){
      .tp-section{padding:68px 20px}.tp-title{font-size:38px}.tp-title-sm{font-size:33px}.tp-copy{font-size:16px}.tp-key{font-size:21px;padding-left:16px}.tp-compact{padding-top:60px;padding-bottom:60px}
      .tp-hero{min-height:auto;padding:70px 20px 58px}.tp-hero .tp-shell{grid-template-columns:1fr;gap:40px}.tp-hero .tp-title{font-size:45px}.tp-hero-visual{height:300px}.tp-hero-node{font-size:11px;padding:6px 8px}
      .tp-two-col,.tp-map-head,.moments-layout,.rrsp-layout,.compact-layout-tp,.property-layout-tp,.debt-layout-tp,.retire-tax-layout,.legacy-layout-tp{grid-template-columns:1fr;gap:38px}.past-future{grid-template-columns:1fr;gap:18px}.today-marker{min-height:62px;display:grid;place-items:center}.today-marker::before,.today-marker::after{width:1px;height:18px;margin:0 auto;background:var(--zh-border)}.past-notes{grid-template-columns:1fr;gap:20px}.tp-map-head{margin-bottom:34px}
      .tp-map{min-height:0;padding:28px 84px 28px 16px;display:grid;gap:13px}.tp-map svg{display:none}.tp-map::after{content:"";position:absolute;right:41px;top:36px;bottom:36px;border-left:1.5px dashed rgba(90,109,128,.45)}.tp-map-core{left:auto;right:8px;top:42%;width:70px;min-height:170px;border-radius:40px;padding:10px 7px;font-size:17px}.tp-node{position:relative!important;left:auto!important;right:auto!important;top:auto!important;bottom:auto!important;width:100%;min-width:0;min-height:68px;text-align:left;padding:10px 12px;font-size:14px}.tp-node:nth-of-type(even){width:88%;margin-left:12%}.tp-node::after{content:"选择后显示相关连接";display:block;margin-top:3px;color:var(--zh-muted);font-size:10px;font-weight:400}.tp-map-foot{grid-template-columns:1fr;gap:16px}
      .moment-flow,.tp-life-flow,.debt-flow-tp,.whole-life{grid-template-columns:1fr}.moment-step,.tp-life-step,.debt-step-tp,.whole-life-step{text-align:left;min-height:70px;padding:14px 0 22px 36px}.moment-step{min-height:112px}.moment-step::before,.tp-life-step::before,.debt-step-tp::before,.whole-life-step::before{left:7px;top:22px}.moment-step:not(:last-child)::after,.tp-life-step:not(:last-child)::after,.debt-step-tp:not(:last-child)::after,.whole-life-step:not(:last-child)::after{content:"↓";left:8px;right:auto;top:auto;bottom:0}.optionality{min-height:330px}.return-flow,.corp-bridge{grid-template-columns:1fr}.return-arrow,.corp-link{transform:rotate(90deg)}.return-step,.corp-block{min-height:100px}.income-streams{grid-template-columns:1fr}.legacy-path-tp{grid-template-columns:1fr;gap:4px}.legacy-path-tp span{transform:rotate(90deg);transform-origin:left center;margin-left:10px}.decision-orbit{min-height:500px}.decision-core-tp{width:150px;height:150px;font-size:21px}.decision-factor{font-size:12px}.decision-factor.a{left:0}.decision-factor.b{left:38%}.decision-factor.c{right:0}.decision-factor.d{right:0}.decision-factor.e{left:38%}.decision-factor.f{left:0}.tp-final{min-height:540px;padding:78px 20px}.tp-final .zh-actions{align-items:center}.tp-final .zh-btn{max-width:340px}
    }
    @media(prefers-reduced-motion:reduce){.tp-node,.tp-map path{transition:none}}

    /* Chinese completion pages — extends the existing navy Wealth Map system. */
    .content-v1-zh{display:none;background:var(--zh-bg);color:var(--zh-text);font-family:"Noto Sans SC","DM Sans",sans-serif;line-height:1.8;overflow:hidden}
    body.lang-zh.route-services .services-v1-zh,body.lang-zh.route-cases .cases-v1-zh,body.lang-zh.route-knowledge .knowledge-v1-zh,body.lang-zh.route-about .about-v1-zh,body.lang-zh.route-contact .contact-v1-zh,body.lang-zh.route-tools .tools-v1-zh{display:block}
    body.lang-zh.route-services .route-placeholder,body.lang-zh.route-cases .route-placeholder,body.lang-zh.route-knowledge .route-placeholder,body.lang-zh.route-about .route-placeholder,body.lang-zh.route-contact .route-placeholder,body.lang-zh.route-tools .route-placeholder{display:none!important}
    .pg-shell{width:min(1200px,100%);margin:0 auto}.pg-section{padding:104px 24px}.pg-eyebrow{margin:0 0 18px;color:#087786;font:600 12px/1.35 "DM Sans","Noto Sans SC",sans-serif;letter-spacing:.14em;text-transform:uppercase}.pg-title{margin:0;color:inherit;font:600 clamp(36px,4.7vw,64px)/1.24 "Noto Serif SC","Source Serif 4",serif;letter-spacing:-.035em}.pg-title-sm{font-size:clamp(31px,3.7vw,49px)}.pg-copy{max-width:760px;margin:22px 0 0;color:var(--zh-muted);font-size:17px;line-height:1.85}.pg-copy strong{color:var(--zh-text)}.pg-key{max-width:780px;margin:30px 0 0;padding:4px 0 4px 22px;border-left:2px solid var(--zh-cyan);font:600 clamp(21px,2.2vw,28px)/1.65 "Noto Serif SC","Source Serif 4",serif}.pg-hero{min-height:520px;padding:clamp(78px,9vw,120px) 24px 76px;background:var(--zh-deep);color:#fff;display:grid;align-items:center}.pg-hero .pg-shell{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.7fr);gap:72px;align-items:center}.pg-hero .pg-eyebrow{color:var(--zh-cyan)}.pg-hero .pg-copy{color:#c8d4df}.pg-hero .pg-key{color:#fff}.pg-orbit{position:relative;height:310px}.pg-orbit::before{content:"";position:absolute;inset:28px;border:1px solid rgba(45,212,230,.28);border-radius:48% 52% 61% 39%/42% 48% 52% 58%;transform:rotate(-8deg)}.pg-orbit i{position:absolute;width:13px;height:13px;border:2px solid var(--zh-cyan);border-radius:50%;background:var(--zh-deep)}.pg-orbit i:nth-child(1){left:11%;top:18%}.pg-orbit i:nth-child(2){right:15%;top:9%}.pg-orbit i:nth-child(3){right:4%;bottom:24%}.pg-orbit i:nth-child(4){left:45%;bottom:5%}.pg-orbit i:nth-child(5){left:15%;bottom:26%}.pg-orbit i:nth-child(6){left:48%;top:42%;width:25px;height:25px;background:var(--zh-cyan);box-shadow:0 0 0 9px rgba(45,212,230,.09)}
    .pg-head-row{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px;align-items:end;margin-bottom:52px}.pg-soft{background:var(--zh-soft)}.pg-navy{background:var(--zh-navy);color:#fff}.pg-navy .pg-eyebrow{color:var(--zh-cyan)}.pg-navy .pg-copy{color:#c7d4df}.pg-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--zh-border);border-left:1px solid var(--zh-border)}.pg-card{min-height:265px;padding:30px;border-right:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border);background:var(--zh-bg)}.pg-card .n{display:block;margin-bottom:26px;color:#087786;font:600 13px/1 "DM Sans",sans-serif}.pg-card h3{margin:0;font:600 25px/1.5 "Noto Serif SC",serif}.pg-card p{margin:15px 0 0;color:var(--zh-muted)}.pg-card .zh-btn{margin-top:22px}.pg-list{margin:26px 0 0;padding:0;list-style:none;border-top:1px solid var(--zh-border)}.pg-list li{position:relative;padding:17px 8px 17px 28px;border-bottom:1px solid var(--zh-border)}.pg-list li::before{content:"";position:absolute;left:3px;top:27px;width:8px;height:8px;border:2px solid #087786;border-radius:50%}
    .case-page-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.case-page-card{padding:34px;background:var(--zh-bg);border-top:3px solid var(--zh-cyan);box-shadow:0 14px 34px rgba(11,29,51,.06)}.case-page-card .case-id{color:#087786;font:600 12px/1 "DM Sans",sans-serif;letter-spacing:.12em}.case-page-card h2{margin:22px 0 12px;font:600 27px/1.48 "Noto Serif SC",serif}.case-page-card p{margin:12px 0 0;color:var(--zh-muted)}.case-page-card .case-profile-v1{color:var(--zh-text);font-weight:600}.case-page-card dl{margin:24px 0 0;display:grid;gap:1px;background:var(--zh-border);border:1px solid var(--zh-border)}.case-page-card dl>div{display:grid;grid-template-columns:80px 1fr;background:var(--zh-bg)}.case-page-card dt,.case-page-card dd{margin:0;padding:12px 14px}.case-page-card dt{color:#087786;font-weight:600}.case-page-card dd{border-left:1px solid var(--zh-border);color:var(--zh-muted)}.case-page-card .case-formula{padding-top:16px;border-top:1px solid var(--zh-border);font-size:14px}.page-disclaimer{margin:0 0 34px;padding:18px 20px;background:var(--zh-surface);color:var(--zh-muted);font-size:14px}
    .topic-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--zh-border);border-left:1px solid var(--zh-border)}.topic-card{min-height:210px;padding:28px;border-right:1px solid var(--zh-border);border-bottom:1px solid var(--zh-border);background:var(--zh-bg)}.topic-card span{color:#087786;font:600 12px/1 "DM Sans",sans-serif}.topic-card h2{margin:20px 0 10px;font:600 25px/1.45 "Noto Serif SC",serif}.topic-card p{margin:0;color:var(--zh-muted)}
    .about-team{display:grid;grid-template-columns:1fr 1fr;gap:22px}.about-person{padding:38px;background:var(--zh-bg);border-top:3px solid var(--zh-cyan)}.about-photo{width:100%;height:430px;object-fit:cover;margin-bottom:28px}.about-person .photo-placeholder{width:100%;height:430px;margin-bottom:28px}.about-person h2{margin:0;font:600 34px/1.35 "Noto Serif SC",serif}.about-role{margin:5px 0 22px;color:#087786;font-weight:600}.about-person p{color:var(--zh-muted)}.about-person .license-line{display:block;margin-top:22px;padding-top:17px;border-top:1px solid var(--zh-border);color:var(--zh-text);font-size:14px}
    .contact-panel-v1{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--zh-border);background:var(--zh-bg)}.contact-copy-v1,.contact-details-v1{padding:48px}.contact-details-v1{background:var(--zh-navy);color:#fff}.contact-row-v1{padding:22px 0;border-bottom:1px solid rgba(255,255,255,.2)}.contact-row-v1:first-child{padding-top:0}.contact-row-v1 span{display:block;color:#aebfcc;font-size:13px}.contact-row-v1 a{display:inline-block;margin-top:6px;color:#fff;font-size:20px;font-weight:600;text-decoration:none}.contact-details-v1 .zh-btn{margin-top:32px;width:100%}
    .tool-slot-stack{display:grid;gap:54px}.tool-slot{scroll-margin-top:90px}.tool-slot h2{margin:0;font:600 clamp(27px,3vw,38px)/1.35 "Noto Serif SC",serif}.tool-slot p{margin:10px 0 20px;color:var(--zh-muted)}.tool-empty{height:600px;border:1.5px dashed #8da0b0;background:var(--zh-soft);position:relative}.tool-empty::before{content:"";position:absolute;left:28px;right:28px;top:28px;border-top:1px solid var(--zh-border)}.embedded-tool-slot{padding:92px 24px;background:var(--zh-soft)}.embedded-tool-slot .pg-shell{max-width:1100px}.embedded-tool-slot .tool-empty{background:var(--zh-bg)}.advisor-calc-card{margin:0 auto 92px;width:min(1100px,calc(100% - 48px));padding:42px;background:var(--zh-surface);border-top:3px solid var(--zh-cyan);display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}.advisor-calc-card h2{margin:0;font:600 clamp(27px,3vw,38px)/1.35 "Noto Serif SC",serif}.advisor-calc-card p{margin:14px 0 0;color:var(--zh-muted);font-size:17px}
    .pg-final{min-height:500px;padding:92px 24px;background:var(--zh-deep);color:#fff;display:grid;place-items:center;text-align:center}.pg-final .pg-shell{max-width:820px}.pg-final .pg-copy{margin-left:auto;margin-right:auto;color:#c7d4df}.pg-final .zh-actions{justify-content:center}
    @media(prefers-color-scheme:dark){.pg-card,.case-page-card,.topic-card,.about-person,.contact-panel-v1{background:#10263d}.case-page-card dl>div{background:#10263d}.tool-empty{border-color:#5a7185}.about-photo{filter:none}}
    @media(max-width:800px){.pg-section{padding:68px 20px}.pg-title{font-size:39px}.pg-title-sm{font-size:33px}.pg-copy{font-size:16px}.pg-hero{min-height:auto;padding:70px 20px 58px}.pg-hero .pg-shell{grid-template-columns:1fr;gap:28px}.pg-orbit{height:230px}.pg-head-row,.contact-panel-v1{grid-template-columns:1fr;gap:32px}.pg-grid,.case-page-grid,.topic-grid,.about-team{grid-template-columns:1fr}.pg-card{min-height:0}.case-page-card{padding:26px 20px}.case-page-card dl>div{grid-template-columns:1fr}.case-page-card dd{border-left:0;border-top:1px solid var(--zh-border)}.about-person{padding:25px 20px}.about-photo,.about-person .photo-placeholder{height:340px}.contact-copy-v1,.contact-details-v1{padding:30px 22px}.contact-row-v1 a{font-size:17px;overflow-wrap:anywhere}.tool-empty{height:420px}.embedded-tool-slot{padding:68px 20px}.advisor-calc-card{width:calc(100% - 40px);margin-bottom:68px;padding:30px 22px;grid-template-columns:1fr}.advisor-calc-card .zh-btn{width:100%}.pg-final{min-height:460px;padding:72px 20px}.pg-final .zh-actions{align-items:center}.pg-final .zh-btn{max-width:340px}}